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Best Of
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Re: Onto the straight and narrow...
Work was very hard last night, basically just sat and stared at the wall for ages when I got home 😂 Not in until tonight so today will be a few hours of trying surveys, got some gammon to whack in t…1 -
Re: Onto the straight and narrow...
Oooh a good thing for the day though, I've had an email from the DCA who have my highest debt (around £2.7k) offering a £1.1k reduction for no apparent reason. Gives me confidence that when I ha…1 -
Re: Success Stories - Pensions
gilt ladder bought. 25k requested to transfer from workplace pension to AJ Bell - that’s most of my top up fund needed for the first two years before my DB starts. It’ll be added to CSH2 for stabilit…1 -
Re: Finally cleared my credit card balances... but now what next?
Well done on clearing those balances. Excellent work. Nobody needs 7 credit cards. Once we'd become debt-free, we kept 1 card each & made sure they were ones with rewards (both accrue points…2 -
Re: Debt and Employment
if you’re in a DMP that you are making regular agreed payments to, then you’re responsibly managing your debt. Primarily, it’s down to the risk profile of having unmanageable debt makes people more l…1 -
Re: Moving house with debt possible?
Maybe post a SOA to give people a bit more detail, then you may get some pointers re cutbacks etc.1 -
Re: Moving house with debt possible?
You are looking at the top end of lending with your income without any other debt. Factors That Change Your Limit Monthly debt: Credit cards, loans, or car payments lower your borrowing power. Depend…1
