We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Best Of
-
Re: SIPP contributions by HR pensioner
It would also depend on how much taxable savings interest you have, if you want to keep your £1000 savings allowance.1 -
Re: SIPP contributions by HR pensioner
Thanks for the correction DRS1….of course the upper limit of basic rate tax is £50,270! …and thanks for clarifying the pension contributions required. So my Goldilocks income for HR tax relief on the…1 -
Re: SIPP contributions by HR pensioner
Why isn't the number 50270 + 3600 = 53870?1 -
Re: Air to air heat pump : Any regrets?
The only downside I have found is that whilst it warms the house air it cools quickly when switched off. I use it in shoulder months so have not run it 24/7.1 -
Re: The New Top Easy Access Savings Discussion Area
Got it thanks, I hadn't waited for new account to show, so that explains why I had no option other than linked account. I will try to remember to be more patient next time.1 -
Re: Here’s where the story ends…
Woohoo to the £31k’s.1 -
Re: SIPP contributions by HR pensioner
He pays £2,880. The pension company adds £720 in n basic rate tax relief, giving him a pension fund of £3,600. He then claims higher rate relief from HMRC and, if he has paid sufficient higher rate t…3 -
Re: Old Style Daily Sunday 03 May 2026
Morning all Beautiful day yessterday but dry and dull today. Heavy rain last night as promised so good for the garden. DH pressure washed the patio and front as everything turns green from next doors…8 -
Re: The Debt Free Roll Of Honour
a. The date of your lightbulb moment August 2001 b. Debts at their highest £15,483.52 c. Debt-Free Date 24th November 2006 d. Your one perl of wisdom. Keep a spreadsheet of your outgoings so you know…1 -
Re: The Debt Free Roll Of Honour
Firstly - even though I had my lightbulb moment last year, a friend only introduced me to the site this month and it is awesome and inspiring! Lightbulb moment 23rd June 2006 - After my father's…1
