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Best Of
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Re: Improving TV aerial reception
Just be aware that you can't record Freely transmissions. You can buy a separate Freely box and there are some pvrs that have both Freeview and Freely built in but even then you can only record …2 -
Re: New Capita-run Civil Service Pension Scheme - problems (what a surprise!)
The chart is just from my own spreadsheets. If the Personal Allowance was increased by CPI from April 2021 when it reached its current value of £12,570, it would be £16,258 as at May 2026. If it was …4 -
Re: IHT400, RNRB & transferable NRB
Excellent, therefore a straightforward IPDI trust established under your mother's Will which importantly preserved her transferable nil rate bands across the board whilst the trust was in exsist…1 -
Re: IHT400, RNRB & transferable NRB
Were these trusts only embedded in their respective wills so only came into effect on mother's 1st death, or a single trust set up during their joint lifetime as part of a potential care home fe…1 -
Re: Making most of personal allowance in year of retirement
A few things spring to mind: (1) Will he be able to extract all of his pension after age 57 within basic rate band, taking into account fiscal drag? If not, he might be better taking it now and payin…2 -
Re: 22% tax on interest from S&S ISAs from 2027, and limit on money market funds
I can't see anyone has mentioned this yet, but this is also covered in the tax free savings newsletter 22 that came out a day after this recent announcement. Here's the link and I've c…3 -
Re: IHT403 - £3,000 carry over and earlier gifts
Some comments: The executors have to apply the exemptions to the deceased's gifts. So saying "I treat", "My brother treats", etc is not the right way of looking at it. If I i…1 -
Re: IHT403 - £3,000 carry over and earlier gifts
First off appologies for misreading your opening post, I had a senior moment there thing you were talking about your gifting 😳 Just checking, have you taken into account her residencial nil rate ban…1 -
Re: IHT403 - £3,000 carry over and earlier gifts
If my mum gifted someone £250 in one year and then £6,000 to the same person in the second year, she could only carry over £2,750 of the tax free allowance to the second year on that payment, because…1 -
Re: IHT403 - £3,000 carry over and earlier gifts
I am in agreement with the @Deadkeen's detailed analysis of the scenario you posited. The £250 small gifts exemption is a 'cliff edge' in that any gift that exceeds that amount either …1
