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Re: Conditional mortgage - clearing debt from house sale proceeds
Nationwide are very quirky with debt. A lot will depend on your balances as a percentage of the limits. If you have £40k worth of credit cards and limits of £60k, you might be ok (depending on your i…1 -
Re: Conditional mortgage - clearing debt from house sale proceeds
Nationwide debt criteria;- Unsecured debts Clients intending to pay off unsecured debt, that has more than six months to run, may be asked to provide proof that the debt has been paid off in full. Th…1 -
Re: Conditional mortgage - clearing debt from house sale proceeds
We had a similar stipulation on our recent mortgage offer with the Halifax. We had said that we would repay £10k credit card balance on completion when we applied and they put that as a condition of …1 -
Re: Where to put my cash to get a decent return
It's a coin toss whether you'd get a better return from fixed rate or easy access over the next 3 years. There is some expectation interest rates will rise, but as to how far and for how lo…1 -
Re: Fresh Diary for 2025! & Carrying on for 2026
ouch to that early wake up call! Hope the meeting goes well1 -
Re: Weekly Flylady Thread 6th July 2026
Afternoon all. Obviously still far too hot but I swept up in the garden early on and cleaned the bedrooms. Had DGD4 for the morning as they have an inset day so we went for a river walk and then coff…8 -
Re: Pay off mortgage and start having even more fun 😁
How's things going with the inlaws and their health situation? Dxx2 -
Re: Received a Parking charge notice from DCBL, but I've never owned that car
It's not your case to prove. Ask DCB for how & when they obtained your address and from what source. Tell them you will report this as a data mistrace to the CSA and the ICO and will counter…5 -
Re: Picking a world tracking ETF
Risk adjusted return depends on two variables: return and standard deviation measured over some arbitrary period of time. This metric, however, gives no consideration to structural risk management. T…4 -
Re: QDR Solicitors letter for unpaid fuel. (Sainsburys)
"The gentleman" Say what now?! At QDR debt crawlers? 😆 "A part of me thinks i should just pay it as l done want it escalating and more charges." But I have already told you twice…3
