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Best Of
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Re: Received court claim for a statute barred debt (Cabot / Mortimer & Clarke)
I apologise for not explaining more clearly how a CCA request for information, under s 77-79 works, so for the avoidance of any doubt, please allow me to explain further. None of the debt purchasing …1 -
Re: Can I retire now? (age 40)
I suppose it depends how you define optimistic or pessimistic, but typically in retirement planning, financial planners will look at someone's spend plan during their retirement and then stress…2 -
My debt free plan for 2026
Myself and hubster have decided that we need to finally clear our debts. 5 years ago we bought a house that needed a lot of work that has swallowed all our spare cash, around 70k to date, it's a…5 -
Re: Awful weather - typical Brits talk
There you go Wort https://m.youtube.com/watch?v=g7Eh_gN2cso Or watch the Earths Great Rivers on iPlayer. I only had a frog in my room and warthog outside. Back to bed now. In recovery. Bug ramped thr…5 -
Re: Awful weather - typical Brits talk
hair decluttering sounds interesting. Do you put it out for the birds? No 2p I left it at the hairdressers 😂 hope you are ok, wrap up and relax. Glad you all escaped the snow. Yesterday was cold ,wi…4 -
Re: Random Declines - could be dangerous
I get the odd check in France when travelling for work, usually only pre-booking uber - that's with Lloyds too - but it opens in the app to sign off immediately so maybe depends on your connecti…1 -
Re: 2026 - consolidation and calm
PAD (Payment a Day) Today's PAD - £27 Jan - £71 Car balance Sept 25 - £11,031 - now £8,6672 -
Re: 2026 Fashion On The Ration Challenge
Will you apply for the teaching job? It’d be a shame to lose you. However, I completely understand about the commute. - Pip9 -
Re: Issues with hot water from cylinder.
As said, if you set the heating to 60, it will be the same for the hot water. Do you have the hot water timings on , whilst the heating is also on? If so then maybe with the cold weather, the boiler…2 -
Re: Received court claim for a statute barred debt (Cabot / Mortimer & Clarke)
Your big problem is you didn't complete the form that was included with the letter you received in the summer. At that point if you had sent the completed form back and asked for further informa…1



