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Best Of
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Re: Time to Face The Music
That's a nice way to think about it 😀 We never imagined we could buy a house like this one. We always thought it would be out of our reach. There are a couple of large elephants in the room th…2 -
Re: ACIUKLTD have set up a directdebit and taken money from my account
Yes, ACI are a Debt collection agency, and can be a pain to deal with. Good news is you will not lose any money over this, as you are covered by the Direct debt guarantee, which is a service offered …3 -
Re: January 2026 Grocery Challenge
£161.64/£500 Two trips yesterday, one to sparks - Had to get the bunny munch tin (I couldn’t resist 🐰I’ll use it for my craft stuff after we’ve eaten the treats) and picked up a pack of mint choc eg…5 -
Re: January 2026 Grocery Challenge
Thanks for letting me join in. My months run from the 25th to the 24th, and I tend to do a big shop on a Friday, so I've just done my second 'big' shop of the year. My aim is to do one…7 -
Re: January 2026 Grocery Challenge
Hi guys Realised I needed a couple of bits so £12.73/£150 so far While I was there I picked up a couple of packs of yellow stickered pitta bread which are now in the freezer. Mini sausage rolls and d…5 -
Re: Is It Fraud
Is It Fraud? No. They are correct to send out non-POFA worded notices. Ethical - no. Proportionate - no. Legal - yes. In fact, if they referenced POFA on the notice that would breach the Code of Prac…3 -
Re: Landlord - home office / working from home allowances
Thank you very much for your replies and advice1 -
Re: Energy Prices confusion
Again it includes 1 set of govt savings and likely a whole raft of other govt (via Ofgem) new costs and allowances / escalations. Inflation being one obvious one, the new debt relief scheme another i…1 -
Re: Baby steps to mortgage freedom for beanielou.
Oh I’d missed you becoming mortgage free 😊❤️ Yes, MSE has served you well, but you’ve put the work in … 😊 KK4 -
Re: Confessions of hidden debt.
Tell him the problem ... and the solution. If you are not sure what that is, then post on the main board. You can always remortgage with your existing lender. And then stop using that Reddit forum!1
