We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Best Of
-
Re: Reading as a cheap hobby
I'm reading book 6 in the Susan Hill series of Simon Serrailler books - The Betrayal of Trust. I really like the characters and the writing is great. Cannot believe it hasn't been made into…5 -
Re: 2026 - 52 Week Envelope Challenge
https://forums.moneysavingexpert.com/discussion/comment/81889569#Comment_81889569 The year is already whooshing by, I have updated the tracker for you Tinky LMD1 -
Re: APCOA Penalty Notice - Bedford Station
I do not believe that APCOA are entitled to pursue anyone through the Magistrates Court Bear in mind that this pre dates the change on Boxing day 20253 -
Re: Thames Water, how do I take a reading at a flat I am moving to?
Just an update in case someone in a similar situation reads this thread later - TW customer support suggested yesterday they can do an estimated reading, so I agreed to that. Then this morning I saw …3 -
Re: Tax codes & UFPLS - how do they work?
Your first UFPLS will be taxed at 1257LX. HMRC will then issue a code, usually within a day or two, which will be dependent on your overall income situation. Next year the code will likely be based o…1 -
Re: Tax codes & UFPLS - how do they work?
I'm looking at making 3 withdrawals of £8k each, with the last being just before the end of this tax year. Can't comment on the tax, but the cut-off for requesting a UFPLS is going to be ar…1 -
Re: New mortgage and new car
Personally, I'd avoid applying for anything on credit whilst applying for a mortgage, just in case. Whether that means you wait until completion and then apply for a car on finance, or you go th…1 -
Re: No Buying Unnecessary Toiletries February 2026
UU Beauty Outlet Nail Polish Remover 150 MLS - WBA IN - got2b Glued blasting freeze Hairspray 300mls X2. I bought two of these as they were offer , it was cheaper to 2 than one . I like the got2b hai…2 -
Re: No Buying Unnecessary Toiletries February 2026
Happy belated Birthday @VALM ! Sounds like you got some lovely pressies! Some unexciting UUS: Sure Nonstop Protection Anti-Perspirant Aerosol Uplifting & Fresh 250ml Garnier Micellar- sensitive 7…1 -
Re: RBS/Natwest Switch Offer from 17th February 2026 to 28th May 2026
https://forums.moneysavingexpert.com/discussion/comment/81889227#Comment_81889227 … I worked out yesterday that the bonus 1.75% would give you an extra £17.06 over the year for each account if just t…1




