We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Want to become a Forum Ambassador? Visit the Community Noticeboard for details on how to apply
Best Of
-
Re: Regular saver , what's the point?
https://forums.moneysavingexpert.com/discussion/comment/81925605#Comment_81925605 What are the better options you're thinking of, in terms of the return on £200/month?4 -
Re: 5 OS pleasures in your day today - part 3
Hello. I’m done with Monday and having a very early night. Up early. Caught up with a work thing after a lengthy ‘your call is important to us’ kind of wait which meant I could grab a doggy and head …7 -
Re: Pension draw down strategy over 6-7 years whilst still working
You would trigger the MPAA limiting your pension contributions to 10k per year as soon as you take taxable income from your pension. I think that would possibly severely limit your plans. Also I have…2 -
Re: Are Cahoot Simple Savers closeable at weekends?
https://forums.moneysavingexpert.com/discussion/comment/81924150#Comment_81924150 Possibly to avoid having to open or renew accounts which will be maturing in 2027/28, as they will be subject to an e…1 -
Re: Any reason not to aim to empty SIPP ASAP in retirement?
It is normally recommended to take all tax free cash before age 75, in case you die soon afterwards3 -
Re: Any reason not to aim to empty SIPP ASAP in retirement?
Same here. I take UFPLS up to the top of the 20% band and reinvest in S&S ISAs. It makes sense to use your allowances up to SP age.2 -
Re: Steadily climbing the mountain, enjoying the view along the way
I have done the most dreadful thing …. 😳 When I come down first thing I open the door to let Chloe out, then I unlock the cat flap, draw the curtains and go about my day … This morning I forgot to u…6 -
Re: 2026 DECLUTTERING CAMPAIGN Mrs SD - our Year of Redistribution
weenancyinAmerica - hope scans go well. Another chilly day here - says someone who feels the cold. I did the weekly meter readings and then managed to change my council tax from 10 months to 12. I ph…22 -
Re: Progress not Perfection
https://forums.moneysavingexpert.com/discussion/comment/81925284#Comment_81925284 Have you got Netflix, it’s included with the subscription on there?2 -
Re: Regular saver , what's the point?
I've currently got 19k in regular savers with an average return of 5.8%. I spend thirty minutes per month updating a spreadsheet to keep track of them. It might take me 15 minutes to open a new …2
