We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Best Of
-
Re: Gilt ladder in SIPP - some not availiable gilts in platform
Looking at the giltyield tool, it seems rather crude compared with the lategenxr tool.........for a ladder with a first payout a year away, suggesting you buy a gilt which matures in 7 days seems som…2 -
Re: Gilt ladder in SIPP - some not availiable gilts in platform
EDITEDJust had another look. Latengenxer is specific on when the withdrawal is made and you can set it to when you want (and you can check on the cashflow tab) but the giltsyield tool is not and the …1 -
Re: "Isn't it nice to think that tomorrow is a new day with no mistakes in it."
How's the list going? Not bad considering... and I have dealt with an asparagus bed as well. Tomorrow's list will still include laundry. And needs to have radiator bleeding added to it... *…3 -
Re: Fixed savings joint account if one holder is non-UK resident?
Could you put the money in just your name and simply transfer the interest to your father as and when? Obviously this means the interest would go on your tax return not his1 -
Re: Capital gains tax
I remember many decades ago my lawyer uncle telling me the day before my wedding that we would have to sell one of the houses within 2 years otherwise would be liable for CGT - no doubt this has chan…1 -
Re: Capital gains tax
A married couple may only have one nominated residence. just living separately does not get you out of CGT. Please check with HMRC if unsure. https://www.taxinsider.co.uk/a-spouse-with-a-past-main-re…2 -
O/S Daily Sunday January 25 2026
Good morning all12 -
Re: Nearly there - What would you do?
Thanks for the reply EssexHebridean. I appreciate you taking the time. You’re right that the overdraft should really be the priority now, and that’s exactly why I’m questioning whether a lump-sum hit…1 -
Re: Learning to walk before I run
Meeting a friend there next weekend with my free parking. Boswell House and the surrounding walks are good too. My favourite is Culzean but as part of our cost cutting measures we will probably give…6 -
Re: Selling foreign shares
I can attest that selling or transferring certificated foreign shareholdings from a deceased estate is not something that can be undertaken by any of the online DIY investment platforms, since only a…1
