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Best Of
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Re: New job and salary / tax issues
Have you registered for a personal tax account? I would really get into the detail of this to understand what has happened - the income over the tax year, tax paid, etc. If HMRC is stating that a ref…1 -
Re: Zopa Rainy Day Saver - interest received seems lower than advertised
https://forums.moneysavingexpert.com/discussion/6656031/zopa-rainy-day-saver-interest-received-seems-lower-than-advertised As @surrysaver said, 7.1% is the AER rate, you will need to use the gross ra…2 -
Re: Awful weather - typical Brits talk
Grey and still wet from overnight rain, maybe getting better as the weekend approaches, hope it does. Great geranium there 2P, a keeper for survival. All this talk of hips, I heard yesterday of long …6 -
Re: 'Template' defence suggestion - NB: ultimately, your choice of defence wording is your own
Yes the reference threads like this one used to be locked, but then that prevented people from updating the posts contained therein, so they were opened to allow the information to be kept up-to-date.2 -
Re: Should I Transfer part of my employment pension into my ISA?
https://forums.moneysavingexpert.com/discussion/comment/81890954#Comment_81890954 That £30k will be invested in stock market funds, and although there are no guarantees, statistically it should make …1 -
Re: Old Style Daily Thursday 19 February 2026
Morning! Looks like it's raining again today..I made pasties yesterday, used the recipe from the Cornish Pasty Association online, came out lovely, but I would say, I'll make twelve , not s…13 -
Re: Zopa Rainy Day Saver - interest received seems lower than advertised
7.1% is the AER and to account for interest compounding, the equivalent monthly rate is approx 6.87%. Hence the calculation is as below. £300 x 6.87 / 100 x 30 days / 365 days = £1.693 -
Re: Starling bank gave details of my finances in an unsecure email
https://forums.moneysavingexpert.com/discussion/comment/81890312#Comment_81890312 You need to keep a sense of perspective here. Starling has got its tick in the box for money laundering checks. Other…2 -
Re: US Markets Risk
https://forums.moneysavingexpert.com/discussion/comment/81890702#Comment_81890702 Although the general effect of 'supply and demand' on stock prices is easy enough to understand (although w…2 -
Re: Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻
Indeed - understandable but rather vexing. Anyway, I didn't write my list, and here I am in the Internet 😬 but the day is still young! MORNING ⭐ yoga ⭐ washing on & hung up ⭐ banking and…7
