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Re: 2026: time to face facts and plan for the hard times ahead
https://forums.moneysavingexpert.com/discussion/comment/81894280#Comment_81894280 Hi Daisy, Thank you so much for the time taken to read and comment on my diary. It's really much appreciated. Yo…1 -
Re: Defending a claim from DCBL
Name the private parking company claimant involved AND It wasn't DCBL, its via DCB LEGAL Post the Issue date from the top right of the claim form and post the date that you completed the AOS sta…2 -
Re: Claim form - next steps
Yep that's normal for Gladstones, so use the Gladstones para 3 in the Template Defence.2 -
Re: dashcam recommend
https://forums.moneysavingexpert.com/discussion/comment/81895813#Comment_81895813 Just so. If the registration that you read out at the time that you could have reasonably seen it matches the make, m…1 -
Re: Estate agent overcharged commission fee
https://forums.moneysavingexpert.com/discussion/comment/81895553#Comment_81895553 £1692 over 20 months averages £85 per month. £85 per month in a regular saver at 8% plus base would have earned £150 …1 -
Re: Elderly unsafe driver
Fairly sure my mother would not agree to having any sort of monitoring blackbox system. And I certainly wouldn’t be lying to her about the reasons why. Or trying to take the car off someone by preten…1 -
Re: Confirming what to do - Remortgage
I would personally take the five year fix. Even if BOE rates drop a bit further I don't see fixed mortgage rates dropping much, if any more. Which is why we are happy to fix at the 4.04% we have…1 -
Re: Returning an item won through a ballot that I paid for
https://forums.moneysavingexpert.com/discussion/comment/81896072#Comment_81896072 They've not responded to my latest email asking this question. I'm now reluctant to send them back by post …1 -
Re: Pension winding up - advise needed on tax
Is that the only option they have offered you? Or could you take a transfer to another pension scheme? Surely it would be better to keep the money in a pension if you can?2 -
Re: Pension winding up - advise needed on tax
No, it won't affect next year's tax coding as you will receive a P45 and HMRC will see it as an ended income stream but there may be some additional tax due. If so HMRC will issue a P800 mi…2
