We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Best Of
-
Re: Best way to manage
This may not actually apply to you, as you may be able to find another solution by cutting back on your spending, but I will quickly explain what I mean about defaulting. When you default on a credit…1 -
Re: SMI
New Style ESA can be paid alongside Universal Credit. NS ESA is a contribution based benefit. Universal Credit is a means tested benefit. Your NS ESA (Support Group) would automatically mean you will…1 -
Re: Advice on my debts
Has StepChange talked to you about stopping making any payments so that you default on the debts? This is the normal practice before setting up a payment plan (aka DMP = debt management plan). Why ha…1 -
Re: Next steps; grip-relaxing bimbling, and avoiding the temptations
Anyone visiting my parents' house during their later years wouldn't have guessed how many things there were piled up behind the scenes....neither did we. It was all tidy & quite organis…3 -
Re: Advice on my debts
I`m guessing the 8k car is the reason a DRO has not been suggested to you, even without the car you likely would not qualify because the £262 car payment would give you too much disposable income, ca…2 -
Re: Settling in for the long haul
Thanks for commenting @joedenise. That £16.68 has now been allocated to the shower fund as you suggested. I’m hoping to gain some momentum with that as soon as possible so we’ll see how I go. I did t…6 -
Re: Defrauded by Just Answer.com
https://forums.moneysavingexpert.com/discussion/6656590/defrauded-by-just-answer-com And although it's not helpful to you, another great example of why it's really important to review bank …2 -
Re: Need advice as to any possible options available
https://forums.moneysavingexpert.com/discussion/6656750/need-advice-as-to-any-possible-options-available "Unmarried partners and close friends do not automatically have the right to apply."…2 -
Re: How to find out who owns land?
My apologies, Nelly. I have chronic debilitating memory problems and didn't realise I'd started 4 thread about this already and had run out of ideas. :( I am doing the best I can under real…2 -
Re: Charge back
https://forums.moneysavingexpert.com/discussion/comment/81897952#Comment_81897952 Chargebacks have no legal standing, they are simply visa/mastercard card regulations retailers & banks agree to. …3
