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Best Of
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Re: Here’s where the story ends…
Well the washing didn’t stay out long, it’s been pouring most of the day. I have sorted out the huge pile of clean washing and did the ironing😇 Weirdly enough I haven’t spent much personal money thi…2 -
Re: Applying for a mortgage after a default drops off credit file
https://forums.moneysavingexpert.com/discussion/comment/81925201#Comment_81925201 In this case around 0.75% higher than the high street for 2 years. At which point it will be normal rates. It works o…1 -
Re: Cooking for one (Mark Three)
Always noodles for me with stroganoff, N2BT, what did you go for? A disturbed night and a strange start to the day so feeling a bit out of sorts, will be an early night. Beans with toast for lunch. S…2 -
Re: Santander: some Direct Debits deemed ineligible for switch incentives
https://forums.moneysavingexpert.com/discussion/comment/81923629#Comment_81923629 I've asked for your post to be set up as a new thread as it's not the same subject that this thread covered.1 -
Re: Regular saver , what's the point?
https://forums.moneysavingexpert.com/discussion/comment/81925605#Comment_81925605 What are the better options you're thinking of, in terms of the return on £200/month?4 -
Re: 5 OS pleasures in your day today - part 3
Hello. I’m done with Monday and having a very early night. Up early. Caught up with a work thing after a lengthy ‘your call is important to us’ kind of wait which meant I could grab a doggy and head …7 -
Re: Pension draw down strategy over 6-7 years whilst still working
You would trigger the MPAA limiting your pension contributions to 10k per year as soon as you take taxable income from your pension. I think that would possibly severely limit your plans. Also I have…2 -
Re: Are Cahoot Simple Savers closeable at weekends?
https://forums.moneysavingexpert.com/discussion/comment/81924150#Comment_81924150 Possibly to avoid having to open or renew accounts which will be maturing in 2027/28, as they will be subject to an e…1 -
Re: Any reason not to aim to empty SIPP ASAP in retirement?
It is normally recommended to take all tax free cash before age 75, in case you die soon afterwards3 -
Re: Any reason not to aim to empty SIPP ASAP in retirement?
Same here. I take UFPLS up to the top of the 20% band and reinvest in S&S ISAs. It makes sense to use your allowances up to SP age.2
