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Best Of
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Re: Credit Card Minimum Payment
You can generally set up a direct debit before the first statement is produced but you would need to check that statement clearly states the payment will be taken by direct debit.1 -
Re: Leasehold insurance cost
I arrange commercial buildings cover for the Freehold of a house converted to 4 leasehold flats. Rebuilding costs estimated around £ 2million this year, total insurance premium was £1,789 , my 25% s…1 -
Re: Leasehold insurance cost
Ours is nearly £700 for a maisonette Freeholders have to buy Commercial Property Insurance which is priced very differently to consumer Home insurance.1 -
Re: 2026 DECLUTTERING CAMPAIGN Mrs SD - our Year of Redistribution
Tried washing a toy that was grubby, even vanish couldn’t get it out. In the bin it went. Plus a mirror that’s reflective surface is coming way. love 🐞17 -
Re: Universal Credit help!
If the child was not in childcare, the parents would pay for the consumables. The childcare providers should (IMO) only be charging for consumables on an "at cost" basis and not making a p…2 -
Re: Universal Credit help!
Although I presumably you are saving money on the food and nappies you would have if they were at home during the day? Or are you saying the nursery is overcharging on this?The other option might see…1 -
Re: Need to stop spending and chasing dopamine!
Thank you. I’m struggling a lot to be honest, but trying to stay strong. She was quiet this morning but perked up by lunchtime. She’s a bit of a closed book so it can be hard getting her to talk. She…1 -
Re: Universal Credit help!
DWP/Universal Credit clarified from 1st September 2025 that Universal Credit should not include Childcare costs related to consumables. I think this came about when DWP were in consultation with Chil…2 -
Re: Short-term money market fund versus ETF
I monitored the interest rate over 3 months after buying RLSTMMF in September it averaged 4.11%1 -
Re: Travel insurance with pre-existing med conditions
One reason we left NW and went to CoOp was they changed the rules for the upgrade of cover to 60 days. Previously you paid for the 60 days extended cover and that upgrade lasted until the next polic…1
