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Best Of
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Re: ISA allowance in the year Junior ISA converts to Adult ISA
I suspect either the IFA either didnt tell the ISA helpline this related to 20-21 and not now, or he spoke to someone who wasn;t sufficently au fait with the rules and changes (it's happened to …1 -
Re: How best to allocate £6k cash + £6k loan across cards?
What are your reasons for not wanting defaults, allowing that you almost certainly already have arrangement to pay markers which in reality are more damaging?1 -
Re: Weekly Flylady Thread 26 January 2026
I truly feel for you Valli. It sounds awful. I hope they can sort it out very quickly indeed. Lots of rest and as much pain relief as you can cram into yourself. Ah yes, Round. The shelves in the cup…6 -
Re: Weekly Flylady Thread 26 January 2026
Ha, Round, you are not alone! S’pose we can stay friends…😉. Just don’t look in my once tidy craft room boxes. Or the drawers, or the shelf unit. For some reason, I can suddenly only type double spac…6 -
Re: ISA allowance in the year Junior ISA converts to Adult ISA
I would suggest that the only way to "regularise" this particular issue is through a letter of termination to the IFA. But in all seriousness, I think this is worthy of complaint, because a…2 -
Re: ISA allowance in the year Junior ISA converts to Adult ISA
The IFA has been adamant we needed to regularise this before HMRC catch up. I have now sent him the page and example. Unfortunately son sent letter to HMRC the other day. I guess we could write again…1 -
Re: Builder Depot refusing return under Consumer Contracts Regulations — advice needed
The last two comments are bizarre, and one is rather rude. Are you saying I'm lying about my parents state of health or age? Obviously, if I sold it, I would state that it is collection only, an…3 -
Re: ISA allowance in the year Junior ISA converts to Adult ISA
See "Subscriptions between ages 16 and age 18": https://www.gov.uk/guidance/repair-a-junior-isa-and-manage-account-holders-subscriptions1 -
Re: Solar quote
https://forums.moneysavingexpert.com/discussion/comment/81854482#Comment_81854482 So not only is it a very cheap quote but the people you contacted are creaming off their commission/fees as well as p…1 -
Re: MBNA problem
Certainly the MBA CCard was definately bought out by Lloyds in around 2017 and now runs on the Lloyds online system though still operates as a standalone website and still branded as MBNA. If they ar…1

