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Re: 2026 DECLUTTERING CAMPAIGN Mrs SD - our Year of Redistribution
I cleaned and sorted the cleaning supplies cupboard in the garage - _ i won't need to buy any for quite a while. This is just the over spill supplies - more in the kitchen. I had a go at cleanin…18 -
Re: Find myself in debt again! (Scotland)
Not really a fan of template letters, just say what you want to say, and put it down on paper. If you have been here before, then you will know how this works, I would go in with the "I am unabl…3 -
Re: Find myself in debt again! (Scotland)
OK - so some thoughts…. TV Licence.............................. 14.95 Satellite/Cable TV...................... 80 Internet Services....................... 38 When do your contracts end for your sate…1 -
Re: Find myself in debt again! (Scotland)
If you are banking with Nat West you need to change banks. That seems the most important thing. Starling is fine Then stop paying all the nonpriority debts. I wouldn't even bother with token pay…2 -
Re: 2026 DECLUTTERING CAMPAIGN Mrs SD - our Year of Redistribution
https://forums.moneysavingexpert.com/discussion/comment/81863023#Comment_81863023 Try using a torch - that's how I find invisible things! Meanwhile - books are half way tidied. Need to ask OH if…12 -
Re: 2026 DECLUTTERING CAMPAIGN Mrs SD - our Year of Redistribution
I have also reused a gift bag and a bottle of wine to my hairdresser as she is leaving hairdressing for good. I give my brother 12 cans of beer that my OH got from work at Christmas 🎄 Going to list …18 -
Re: Transfer Sipp from HL to Fidelity
https://forums.moneysavingexpert.com/discussion/comment/81861987#Comment_81861987 I have done Fidelity to HL and in reverse. Both in specie ( so nothing had to be sold) I think in total it was a coup…1 -
Re: Cynergy Bank
I've used Cynergy for years, when it was Bank of Cyprus UK, and I've had no issues.1 -
Re: Cynergy Bank
I've been using Cynergy bank for around 4 years now, I've had ISAs with them and a savings account. My only complaint is about the login process on PC, most of the time it won't accept…1 -
Re: Cynergy Bank
I have used Cynergy in the past but I’ve stopped now because they weren’t great with my easy access save. Every time there was a rate increase you had to login and request it instead of them doing it…2
