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Best Of
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Re: Crytocurrency Profits as Mortgage Deposit
Don't forget those profits are taxable.1 -
Re: Progress is...
@"Merlin's_Beard" - haha that really did give me a chuckle - I don't understand it either, especially when it's all the same brand and fits so differently! @b@Baileys_Babe -…7 -
Re: 0% Balance Transfer or Loan?
I think in the very short term, you need to keep a small cushion from the VR until you have some savings. Otherwise, one car break-down or a rental move could lead to new card debt. You both need to …2 -
Re: The all new using what you have from your Freezer, Cupboard or Shed (Barn)
Today I have had leftovers for dinner and made stock from the carcass. Also tidied remaining leftovers into smaller tubs so I could fit the cake into the fridge (was in garage fridge) DS1 and his gf …4 -
Re: Risk Management in 2026
Do you know what will happen in the US markets next year? In my view diversification is far more important than last year's winners.1 -
Re: 2026 Fashion On The Ration Challenge
For 2026 My planned purchases are: 1 pair of knee high boots 1 more formal coat (navy) (Waiting for both to be reduced). My planned crochet projects: 1 yard jumper 1 tank top (Wool has already been p…5 -
Re: Creating the life I want - and tackling my debt!
Thanks @jackieblack. Amazon Prime has been cancelled. I’ve decided that if I feel the urge to buy from there, I will add it to the basket and leave it for a month. Either the need will wear off, or I…3 -
Re: The Top Regular Savers Discussion Thread
No, I have a soft spot for small BS's, especially if they seem quite well run (had no issues with Beverley). Therefore I intend to keep it open and fully funded unless the rate becomes very unc…1 -
Re: Calculating IHT/Probate value on death of remaining spouse. Gifts from surplus income.
I've just spoken with the HMRC IHT helpline and explained the situation. The advisor indicated that an IHT402 form should be used when my mother passes away. He suggested that box 10 on the IHT4…1 -
Re: Awful weather - typical Brits talk
It's a lenticular cloud :) - or Altocumulus lenticularis if you want to impress :D5



