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Best Of
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Re: Advice needed
That is exactly what an affordability complaint is made for. You are essentially telling the lender that they should have noticed you already had debt of £20k, and they should have considered whther…1 -
Re: Advice needed
Fair enough if that's what's important to you, some people have multiple accounts for different purposes, but it's better to focus on your debts for the time being. If you are conside…1 -
Re: Advice needed
I'd suggest that you concentrate on getting yourself into a sustainable position first, then once you've done that you can look at affordability complaints. They can take a long time and su…1 -
Re: NST December 2025 A Different December
champagne corks a-popping!! Congratulations about pip's PIP. DS4 is enjoying his 16th birthday, and I have done the dutiful daughter-in-law thing on the phone ( Good Grief, Charlie Brown!!) with…7 -
Re: Swagbucks 2025
@justinjunk Long time no hear. Millionaire and out? Was thinking, I got let back into surveys about the same time I changed Internet service provider. Complete ITphobe, but wonder if more than a coin…1 -
Re: Failed mediation, court hearing, breastfeeding
Brilliant news! ANOTHER ONE BITES THE DUST! Do you have any costs you want to ask a judge for, or are you happy to draw a line under it? After all this time and vexatious litigation where Moorside b…4 -
Re: Laptop died after 3rd attempt to repair USB-C fault - any rights?
You bought the computer in 2017. In 2023 you sent it to the manufacturer for work to be carried out (new motherboard) for which you paid £320. It has not worked properly since that work was carried o…2 -
Re: 10 years to clear £334K - our FIRE journey
Great progress. Merry Xmas and Happy New Year!1 -
Re: UKCPS PoFA received - behind Leeds Railway station
Leeds City Station LS1 4DY is NOT relevant land until 26th December. Don't tell 'em your name, Pike! As the alleged contravention was on 10 December 2025, the station land position was stil…2 -
Re: Beware Lebara
So then upload the pictures to an image sharing site eg imgur, google drive, etc and send the link via message. Ultimately MMS is not a common need for most people so its not going to be high up on …1



