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Re: DB lump sum question
To be fair to DRS1, you did say in your opening post: I am about to retire and claim my USS DB pension I can understand why they thought you were in USS!1 -
Re: DB Pension
I was inquiring weather to take it out and put it into a sipp because what they are offering is very good. Well it's not really that good - it's less than half of what they were offering fo…1 -
Re: DB Pension
https://forums.moneysavingexpert.com/discussion/comment/81896254#Comment_81896254 The CETV isn't the total amount that's in your pot. As others have said, you don't have a pot. Let…1 -
Re: Settling in for the long haul
Absolutely amazing effort with that emergency fund2 -
Re: Seagate not honouring hard drive that's 'out of warranty'.
I've used (free) DBAN in the past to wipe a drive. Takes a long time, especially if you select multiple writes and deletes, but apparently very effective!1 -
Re: DB Pension
Figures are right. Base rates have increased in 4 years. You therefore need to invest less to achieve the same return so CETV reduces. I doubt any SIPP will guarantee to beat a DB pension year on yea…1 -
Re: DB Pension
As others have said, DB schemes (whether final salary or CARE) are not a pot. The CETV is what you would be paid, at current rates, to give up your right to your projected retirement 'salary…1 -
Re: DB Pension
I thought a CETV was the total amount of whats in your pension pot. That is where you are going wrong. You don't have a pension pot with defined benefit schemes. You have defined benefits. I was…1 -
Re: How many funds should I invest in a SIPP?
https://forums.moneysavingexpert.com/discussion/comment/81896527#Comment_81896527 Did have a few meetings with IFA's. Did learn a bit from these meetings but the amount they all want to charge b…3 -
Re: Asda / Vars Technology - Equality Act 2010 breach
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