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Best Of
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Re: The New Top Easy Access Savings Discussion Area
Lemfi was discussed in a thread earlier this year, the concerns then seem to be current - difficult CS interaction, low daily/weekly/monthly transfer limits and account freezes. Given that the 5% rat…4 -
Re: The Top Regular Savers Discussion Thread
I'm sure someone will work it out with the help of a spreadsheet, but my rough calculation based on 3 days interest lost each month means the 8% looks more like 7.2%. So I guess if you fund your…5 -
Re: Taking SIPP tax free cash sooner rather than later if full LSA can be taken
The later you leave it after hitting the limit, the smaller the percentage of the pot you get out tax free (assuming it grows) so definitely worth getting it out sooner rather than later. As well as …1 -
Re: Taking SIPP tax free cash sooner rather than later if full LSA can be taken
If one exceeds £1,073,100 pot size I believe you can wring a few more quid tax free by using the small pots rule. 3 lots of £10k max can be extracted with associated 25% tax free which don't red…1 -
Re: get Gas standing charge removed ASAP
From the official budget document: 3.9 Gas standing charges are currently £108 a year on average for the typical billpayer. They are paid by households even if they use very little gas. To give consu…1 -
Re: The Top Regular Savers Discussion Thread
I reckoned on 7.93% based on 362/365 days3 -
Re: Riding the wave
Blimey. That’s a lot to spend on them in just a few days. I would be crying.2 -
Re: Chartered Savings Bank changing to an all-new online platform
Assume you mean Charter Savings Bank. I cannot believe that swapping over to a new online system, even if there is some account renumbering, would have any meaningful effect on the underlying funds o…1 -
Re: get Gas standing charge removed ASAP
Every answer from govt after budget - and media reports of the "2027 (or as soon as possible after)" variety quoted in several places - including by ML - former owner of the MSE site and th…3 -
Re: Zopa have restricted my account
No they’ve haven’t. I’ve logged back in and the restriction has been lifted so I can transfer the money 👏🏻2
