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Best Of
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Re: Update - COURT PROCEEDINGS DISCONTINUED - Yet another DCB Legal Smart claim 2026
Excellent news, please post a redacted picture of the N279 discontinuation document below so that your success can be added to the discontinuations thread by Umkomaas1 -
Re: Warning about a new ANPR TOLL on Warburton Bridge over Manchester Ship Canal managed by Excel
Given that there have been two recent DfT responses which effectively referred complainants back to Peel, I thought it might be helpful for the Prime Minister to intervene directly, given his experie…6 -
Re: Civil Enforcement Ltd CNBC Claim - 15 min stay, occupant remained in car, disabled driver
Hi there, N1SDT claim form is attached. Thank you in advance!1 -
Re: Persistent debts built up, 0% periods ending on cards mean its unaffordable - DMP
Just to add, this is what the FOS has to say on the matter It’s important to explain that lenders will generally agree not to pursue recovery action whilst we look at a complaint, but they don’t have…1 -
Re: motability changes
My car (Suzuki) is now almost 10 years old and has sailed through every MOT so far - nothing gone wrong at all - apart from the air con - that needed recharging at 5 years of age !1 -
Re: CLAIM FORM. ELMS LEGAL
Look at the 8-steps in the template defence thread, all advice is there.1 -
Re: A new royal start
Nothing much to report here… I don't feel I've been particularly frugal recently and work is so busy, it is hard to get time to do anything. I've also been fighting off a cold all week…2 -
Re: Persistent debts built up, 0% periods ending on cards mean its unaffordable - DMP
Basically if you don`t ask, you don`t get, so ask for the outcome you desire. Collection should be put on hold whilst these complaints are investigated, by all means tell them what you are doing, why…1 -
Re: Persistent debts built up, 0% periods ending on cards mean its unaffordable - DMP
Any charging order on a jointly owned property, where only only one of you was the debtor, would be in the form of a restriction only, so not a full blown CO, basically its not worth worrying about. …1
