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Best Of

Re: Funding the 7% first direct regular saver? P.S. Changing the standing order date will lose you cash

masonic

5 May at 7:48AM

They might not cut the 7% rate following the MPC decision. They didn't after the last three. Conversely, there's nothing to stop them cutting it tomorrow if they want.

1
Re: Ten Year Countdown

Jami74

4 May at 8:05PM

June 2025: Mortgage £157,479.63 Term: 19 years and 4 months Overpayment: £ Cash ISA: £ SIPP: £

1
Re: Flat To Flat Leak, Who Pays The Excess

CatThomLilPic

4 May at 4:39PM

Thanks again for all the comments! Have been very helpful. I’ve managed to get a reply from my neighbour. He’s told me that the reason the insurance rejected the claim was “ Because it’s happened twi…

1
Re: Renewables: "talking 'bout my generation"

Merlin139

5 May at 7:51AM

Very up and down day. Windy with sporadic showers during the afternoon. Some very heavy. Including when I was in the garden barbequing the lunch! 4.32 O's

5
Re: 2025 DECLUTTERING CAMPAIGN MrsSD - The Joy of Decluttering

TC77

5 May at 7:23AM

Mrs SD just looking at your many awards and Mr SDs and thinking your DSis should have one for making the final decision about France and closing accounts perhaps. Project Duvet Cover may take time to…

15
Re: Progress not Perfection

borefest

4 May at 11:28PM

safe & uneventful trip home❤️

3
Re: Progress not Perfection

RelievedSheff

5 May at 6:57AM

Safe trip back guys.

3
Re: Debt-free by November 2025

greenglove

4 May at 11:46PM

hello! I haven't posted in a while but wanted to keep track of things here. Update from previous post: Plata loan £521.98 PAID OFF Abound loan £4294.09 £2539 - 3 payments left Halifax credit card £19…

2
Re: Till May Be Out

greent

4 May at 10:29PM

Today I relocated things back to the garage and motorhome that have been hanging around for up to weeks, waiting to be walked across the driveway... 🤦🏻‍♀️🤦🏻‍♀️😆 I also dug out all of the paperwork re…

5
Re: Till May Be Out

Baileys_Babe

4 May at 10:01PM

Today was more about OAT prevention, I made sure all this weeks spending had been recorded.

5

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MSE News

Bank of England cuts base rate to 4.25% – here's what it means for your mortgage and savings
The base rate has been cut to 4.25% from 4.5% by the Bank of England. This rate is used by the central bank to charge other banks and lenders when they borrow money, so the move can impact mortgage and savings rates.
Is now a good time to fix your mortgage or should you wait? Brokers answer as rates continue to fall ahead of expected Base Rate cut
Interest rates on fixed mortgage deals have continued to be cut ahead of this week's decision by the Bank of England on whether to change the Base Rate. But will fixed rates move much further – and should you fix now or wait?
Fixed-rate mortgages continue to fall ahead of expected Base Rate cut – so do brokers think now is a good time to fix?
Interest rates on fixed mortgage deals have continued to be cut ahead of this week's decision by the Bank of England on whether to change the Base Rate. But will fixed rates move much further?
Martin Lewis: How to call your bank by dialling just three numbers
How to call your bank by dialling just three numbers… simply dial 1-5-9. Then you know it's legit. Watch MoneySavingExpert.com founder Martin Lewis' video below, which explains it. And please share – the more people know, the fewer will be scammed.
Martin Lewis: How to call your bank by dialling just three numbers – as 'anti-scam' phone number called over a million times
One million calls have been made to the '159' anti-scam phone number since its launch in 2021, new figures reveal today (Wednesday 30 April). MoneySavingExpert.com founder Martin Lewis – one of the well-known faces most used in scams – explains how to call your bank by dialling just these three numbers.
Martin Lewis: How to call your bank with just three digits – as 'anti-scam' phone number called over a million times
One million calls have been made to the '159' anti-scam phone number since its launch in 2021, new figures reveal today (Wednesday 30 April). MoneySavingExpert.com founder Martin Lewis – one of the well-known faces most used in scams – explains how to call your bank by dialling just these three numbers.
Revealed: Holland & Barrett's supposedly cheaper 'Subscribe & Save' often costs more – it's promised a review after our investigation
Holland & Barrett's 'Subscribe & Save' scheme claims to offer regular shoppers "the best value" – but it failed to do so in the majority of cases MoneySavingExpert.com checked over a five month period. The retailer has now promised to review the scheme after our research found it was often more expensive.
Don't get your passport by post – 360,000 paid more than needed last year
If your passport is due for renewal, apply online if you can – it'll save you £12.50. More than 7 million Brits did just that last year – but over 360,000 missed out on savings by using a paper form instead, MoneySavingExpert.com can reveal.
Sainsbury’s Bank customer? NatWest takes over this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.

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Best Of

Re: Funding the 7% first direct regular saver? P.S. Changing the standing order date will lose you cash

Re: Ten Year Countdown

Re: Flat To Flat Leak, Who Pays The Excess

Re: Renewables: "talking 'bout my generation"

Re: 2025 DECLUTTERING CAMPAIGN MrsSD - The Joy of Decluttering

Re: Progress not Perfection

Re: Progress not Perfection

Re: Debt-free by November 2025

Re: Till May Be Out

Re: Till May Be Out

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