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Best Of
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Re: Gifting out of excess income re dc pension
I guess you keep your taxable pension income stable enough that you don’t need sudden big purchases? My plan is as yours, keep within the 20% tax bracket and setup direct debits into kids SIPP/LISA. …1 -
Re: car purchasing in retirement
https://forums.moneysavingexpert.com/discussion/comment/81897942#Comment_81897942 I always run the comparison sites for him. At 89 a lot of the companies drop out and you will struggle to get insuran…1 -
Re: *partial* S&S ISA transfer from SWSD (iWeb) to Freetrade?
I have done several partial in specie transfers into Freetrade from different providers. You can specify the exact number of units to transfer. I've not experienced any delays recently.3 -
Re: We will get this debt down & the savings up
That’s a pretty impressive PA total. Well done! BnM have some great reduced bread products. I usually manage to pick up some half price sandwich thins in there.1 -
Re: Qualifying NI years for full new state pension
https://www.gov.uk/new-state-pension/what-youll-get If your National Insurance record started after April 2016 If your National Insurance record started after April 2016 you will need 35 qualifying y…1 -
Re: Warm Home discount eligibility when people lack Mental Capacity
yes same here letter came addressed to hubby and the discount went on the bill only my name is on.1 -
Re: O/S Daily Wednesday February 25th 2026
Afternoon all, Late night at the theatre but it was very enjoyable, well apart from the talking couple behind us and the snoring man in front - not like it's a cheap night out!! We have two work…8 -
Re: Benefit advice for someone who came off due to inheritance/savings
https://forums.moneysavingexpert.com/discussion/comment/81899217#Comment_81899217 1 month sick note, 10th of this month, so expires 10th next month1 -
Re: Need fresh eyes on my budget!
thank you Honeybee for being so open with us about your situation. It's great that the scrutiny you are doing of your spending and costs is helping you be aware of where your money is going and …2 -
Re: Experienced Investors - Help me spend my cash!
You say you plan to retire in 10 years. Do you plan to buy an annuity? If not then a big chunk of your pension could remain invested for decades to come. That could also be the case for much of the £…1
