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Re: Replacement for 1 Year Savings Bonds if Interest Rates start to fall.
Listed companies can indeed pay higher interest on loan notes issued to investors, one of mine pays 12%. However even stockmarket listed companies can go bust, and in extreme circumstances bond hold…1 -
Re: Replacement for 1 Year Savings Bonds if Interest Rates start to fall.
You might like to look at money market funds such "Royal London Short Term Money Market". Look at the charts on somewhere like HL and see what you think.It's often used as a substitute for …1 -
Re: Shower set up - what is more efficient
Having a seperate electric shower will make it less likely you get stuck with no hot water to bathe, provided you have a bath, should something go wrong. If you heat the water tank daily all year the…1 -
Re: Mortgage Free now aiming for FIRE
Hiya that’s for all the messages. We had a great journey and we made to the Dutch hotel @4.30am which is 1/2 way. Unfortunately no one around which we kind of knew so we should have booked two nights…5 -
Re: Replacement for 1 Year Savings Bonds if Interest Rates start to fall.
Presumably you have a one year deposit bond with a bank? If you want to get a return that beats these products, you’ll have to increase risk. Something like Royal London Short Term Fixed Income enhan…1 -
Re: Preparing for Winter V
Well said, Primrose! I have funny parents (!)- both grew up feeling frustrated by their parents’ attitudes of being very careful with things, avoiding needless damage, minimising wear&tear, etc. …8 -
Re: Replacement for 1 Year Savings Bonds if Interest Rates start to fall.
As others have said, the fund you identified fund is not the same as a 1 year savings accounts. For example, according to morningstar (https://global.morningstar.com/en-nd/investments/etfs/0P00015R8Q…1 -
Re: Plum ISA - confused about interest
Seems to be correct for me. They are honouring the backdating they are doing for interest compounding, so despite being paid late, this has no impact on the effective AER. I wasn't planning to retain…1 -
Re: New laptop recommendations
Nothing specific, my partner has the similar 5600 cpu in a laptop, and my (older) Acer w/ an Intel i5 is a bit faster (albeit being 11th gen quad core). Could be due to any number of other factors t…1 -
Re: Chromebook suggestions please
I have a 7 year old pixelbook and still use it daily. Brilliant bit of kit, Purchased S/H and was a bargain. If you want to try on Windows or Mac machines before purchasing download "ChromeOS Fl…1
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