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Best Of
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Re: Drowning in debt, please help with next steps.
I have decided to go ahead and stop paying my credit cards, I will go ahead and wait for the default before I restart making any payments. In that time I will go ahead and build a buffer. The only th…2 -
Re: Bold leap into retirement
https://forums.moneysavingexpert.com/discussion/comment/81924222#Comment_81924222 I’m mangaging to get back into shirts I thought were destined for the charity shop, I’ve been doing loads more excerc…1 -
Re: Help DMP not DRO or IVA-should this be in benefits?
The trigger amounts for are relevant for debt management because a lender should not query a budget where the amounts are under the trigger figures.1 -
Re: Help DMP not DRO or IVA-should this be in benefits?
https://forums.moneysavingexpert.com/discussion/comment/81925554#Comment_81925554 Again, as said before, trigger amounts only apply to insolvency solutions, not debt management. In debt management yo…1 -
Re: Help DMP not DRO or IVA-should this be in benefits?
Understandable but your priorities need to change. PIP is there to cover the additional help you need to live a decent standard of life, not to subsidise your creditors. Just leave it off altogether …1 -
Re: ILG ladder query
https://forums.moneysavingexpert.com/discussion/comment/81924277#Comment_81924277 I think you said you were with AJ Bell. They operate a virtual uncrystallised / crystallised system where the assets …1 -
Re: Bold leap into retirement
https://forums.moneysavingexpert.com/discussion/comment/81923861#Comment_81923861 time ‘wasted’ vs work8ng on some god awful bit of work nonsense that, while probably being necessary, makes you want …1 -
Re: SOA questions
Not that I have a choice unless I want to retire with all this debt!1 -
Re: SOA questions
https://forums.moneysavingexpert.com/discussion/comment/81925403#Comment_81925403 that is my plan… getting my nerve up1 -
Re: SOA questions
could your son be eligible for additional benefits? Also, can you get a discount on council tax as the other person in the house receives pip?1
