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Re: Lloyds switch offer 6 January to 3 February 2026
In my experience, once a sole Club Lloyds a/c has been downgraded you cannot open a new one if you still have a joint Club Lloyds a/c.You will also need to downgrade your joint a/c. You can then see …1 -
Re: Empty Flat investigations
I presume you have communal buildings' insurance? Could you check to see if that includes a Legal Advice/Protection policy? If so, call them up.Whilst you are trying to sort this in the correct…1 -
Re: Motor insurance renewal. Unfairness on law abiding policy holders.
It’s just the way it is and no amount of being a grumpy old badger is going to change anything. When it happens, it just takes a bit more effort to get a decent renewal premium. i renewed in November…1 -
Re: Empty Flat investigations
As mentioned above - unless the freeholders have done section 20 consultations, issued Service Charge bills in the correct legal format, according to the lease, etc, etc - then legally there are no …1 -
Re: Empty Flat investigations
A lot depends on whether the freeholders have been sending legally correct Service Charge bills addressed to the dead leaseholder for the past 8 years. If they haven't been sending legally corre…1 -
Re: Empty Flat investigations
Most leases will have various values in it relating to insurance and also occupying the property and not leaving it vacant for more than 30 days. Are the normal service charges being paid (not s.20 w…1 -
Re: Empty Flat investigations
You might be better advised to post here: House buying, renting & selling — MoneySavingExpert Forum I'll ask the site team if they can move it. (Might be tomorrow now)1 -
Re: Empty Flat investigations
An estate agent won't be able to put a charge on the empty flat. You need professional legal advice on any way to move things forward. A word of warning, a property near us has apparently been e…1 -
Re: Solicitor completed sale without requesting searches
The building society would only care if (a) they repossessed and (b) they suffer a shortfall because of the lack of searches. And it doesn't sound material to the value of your property. Nobody&…2 -
Re: Motor insurance renewal. Unfairness on law abiding policy holders.
Think £73 is the year-on-year increase from the cheapest quote on a comparison site.2
