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Best Of
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Re: The second hurdle - Nichelette v the huge mortgage
£30.28/£3000. DH went raiding the shops again 🤦🏻♀️1 -
Re: Retirement sense-check 2026 and bridging the gap
RE: Gilt ladders. Another (conceptually similar) approach is, once retired, to use a ladder of fixed rate savings accounts instead. For example, place £15k in an account maturing in 1 year, £15k in a…2 -
Re: Investing in Us: Holidays, Health, and the Road to £150k
Morning all, Thanks @beanielou I'm a bit shocked but also feel ex is getting his karma with that one. She sounds a delight. DS was already watching the likes of Andrew t@te before he went - alth…6 -
Re: The second hurdle - Nichelette v the huge mortgage
This has made me go back and look at mine and I'm at 3k for one person! This is a spenny as hell habit (includes takeaways, miscellaneous from supermarkets, and occasional cafe trips when I &quo…2 -
Re: Pay off mortgage and start having even more fun 😁
Are you able to put the unit up for sale as well as rent? Then whichever happens is fate? If this isn’t an option I’d be tempted to put it up for sale after this amount of time trying to rent it. To …5 -
Re: Pay off mortgage and start having even more fun 😁
We don’t seem to get much anywhere near on olio when we I’ve looked nearby Vix. GP, there were sprouts at the time too but you can have too many sprouts 😆 Daisy, there’s not much heat to lose and to…4 -
Re: From Frugal Foundations to Fortified Family Future
Good Morning MFW'rs Cold-ish start with us. A light (very light, don't get excited type light) covering of powdery snow with us. A stiff, cold breeze (as forecast) too, so the washing machi…12 -
Re: 2026 Frugal Living Challenge
Mama67.That's a lovely gift but don't envy you having to pluck them.8 -
Re: Annual review should run down cash/bonds and move to 100% Equities?
Instead of annual rebalancing try adjusting the withdrawal order to consume cash and bonds first creating a rising equity glide-path by leaving the equities untouched for a number of years, in Timeli…1 -
Re: The second hurdle - Nichelette v the huge mortgage
I can't see how on earth £3k is possible for 4 people. We're spendy as hell but our monthly total including takeaways and booze is more than 4x this 😂1
