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Best Of
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Re: I would appreciate your valued guidance on switching from gas to electric
Those look very much like direct electric (panel) heaters. They run on standard-rate electricity. In your current flat, 3768kWh of gas plus a year's standing charge would be (on the Ofgem cap) a…2 -
Re: Probate questions
@Savvy_Sue - Thanks. Good point regarding the overpayment and will take that into consideration. My mum was taken away from the home within hours and I cleared her room the next morning (all arranged…1 -
Re: Child & Co RBS Branch to close
https://forums.moneysavingexpert.com/discussion/comment/81885871#Comment_81885871 How very John le Carré!1 -
Re: Amex refer debt to NCO and now Brachers LPP
As said before, they are only "acting" for Amex, so their ability to do anything except post you letters is strictly limited to just that, they are not worth even writing too.1 -
Re: Freezer failed several times, want a refund but who from? Manf or Retailer?
Retailer is where your consumer rights lie with.1 -
Re: My Off-grid and need to be frugal diary
Ducks, chickens, dogs and a tortoise. It was the tortoise causing problems this time, he injured his head. If I had a bigger garden and more money I'd have loads. I just sowed a few seeds today,…1 -
Re: Amex refer debt to NCO and now Brachers LPP
No further action can be taken until the debt defaults, that is set in stone. Bracher`s or whatever they are called, underneath all that bravado, are just acting on behalf of the original creditor, s…1 -
Re: Moving on
I don't think I slept all that well last night as I was struggling to get up this morning. I just about managed breakfast and a hair wash before going out. Someone sent a WhatsApp about our grou…6 -
Re: Will default automatically lead to current account closure?
Banks don`t usually take legal action, that`s why we have debt collection companies. Bad debts are either assigned or sold, and left to debt collectors/debt purchasing companies to chase up. They can…1 -
Re: Weekly Flylady Thread 16th February 2026
Thank you for the list, Natty (and thank you to Valli for last week’s). Looks like changing a username isn't straight forward, so I'll remain MrsC for the time being. I also think I need so…8
