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Best Of
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Re: Resourcefulness: The budgeter's friend
That was a tough week! Well done for surviving it with grace and sanity intact 👏 As others have said your roofing contractor sounds absolutely excellent and to find a good sparky is always a win. Sh…5 -
Re: 2026 DECLUTTERING CAMPAIGN Mrs SD - our Year of Redistribution
* Daily To Do list - written the night before * Sort out sleep patterns - initial targets: bed by 03:00, up by 10:30 * Don’t put it down, put it away + deal with mini tasks as soon as they are notice…22 -
Re: Help with knowing how much is 'needed' to retire?
I am assuming I will live to an average age for a male, so about 81 years of age. My plan is to have two pots at retirement. A maintenance fund, which will only be used for new boilers, washing machi…1 -
Re: Help with knowing how much is 'needed' to retire?
And even if something did happen, it would likely only be from that point onwards with accrued benefits protected. But in my view, there wont be any such change in my lifetime (hopefully three more …2 -
Re: Help with knowing how much is 'needed' to retire?
I work off living to 90 years. I don't include my main house and reckon if I live longer than 90, I may well be in care and can sell the house. Plus I have some contingency in my calculations.2 -
Re: Help with knowing how much is 'needed' to retire?
To put this into perspective, if we assume a 4% pa real growth over the longer term then your current £100k would about £266k in today's money by the time you are 68. This should be more or less…1 -
Re: Herald Corporate Action - Tender Offer
If you wanted to sell part or all of your holding anyway, it would make sense to apply to sell (however many shares you want to sell) in this tender offer, because if Saba do agree to be bought out i…1 -
Re: Resourcefulness: The budgeter's friend
Well done on surviving such a tough week. With the foam being removed and a new roof this will help when you come to sell, which must feel great.6 -
Re: Creating the life I want - and tackling my debt!
I only have a smart meter for electricity, my gas meter is ancient. Like nearly as old as me. I was with Ovo until about 2 years ago, and ended up putting in complaints with the ombudsman they were s…1 -
Re: Herald Corporate Action - Tender Offer
Normally, investment trust tenders at or close to NAV are a no brainer, but the main issue with this one is that there is a 3.5 month gap between tendering shares and getting the cash. A lot could ha…1
