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2. Write it down
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Best Of
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Re: 2026 Mortgage-Free Wannabes
#4 with a November overpayment of £191.10 please.1 -
Re: 2026 Mortgage-Free Wannabes
#40 checking in for the first time in ages - my total OP so far are at £13121 -
Re: 2026 Mortgage-Free Wannabes
#46 checking in with a November OP of £500. Which means I’ve met my £3k target! 🥳 Thanks as always @julicorn2 -
Re: 2026 Mortgage-Free Wannabes
#48 another overpayment of £56, ytd payments to £344. Thank you again @julicorn for updating! Need to read up benefits (or not) on using pension lumpsums to pay down mortgage as I would really like t…1 -
Re: Why bother getting a heat pump if there's no ROI?
Not much of a secondhand solar market, I'll admit But relatively few people remove it once it's installed, so the general turnover of house moves means that people who wouldn't activel…1 -
Re: Reading as a cheap hobby
That is why I think they should teach using some fun books to read so young people don't come out of school tired of heavy reading. I think Agatha Christie and Margery Allingham would make good …4 -
Re: Cash ISAs: The Best Currently Available List
Shawbrook 5 year ISA Just noticed the 5.27% account for new customers has a minimum opening balance of £10k, whereas the 5.13% account has a minimum opening balance of £1k.3 -
Re: 2026 DECLUTTERING CAMPAIGN Mrs SD - our Year of Redistribution
We got back from the funeral in Yorkshire yesterday mid afternoon, the travel gods were kind to us it took 5.5 hours each way which included a stop at Watford Gap for T, P and driver swap. It was a g…18 -
Re: Transunion has tanked my score with the new scale
I have a healthy limit across my credit cards and I’ve never missed a payment. MSE says I have 1 thing to work on: “you’ve opened a few new accounts lately”. Yes, I have… Opening additional lines of …1 -
Re: Transunion has tanked my score with the new scale
Hi Spooky Pigeon, As the previous posters have explained, there is no need to worry as potential lenders do not see your score. They will see the raw data such as whether or not you are on the electo…3



