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2. Write it down
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Best Of
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Re: IVA vs. DMP
An IVA is harsher in monetary terms. For you. Your living expenses are scrapped back to the bone - which may be acceptable to you now but most failed IVAs are due to unforeseen circumstances ie you l…1 -
Re: Can't close a card
Your post certainly didn't come across as any form of panicking, sometimes posters seem to portray their own feelings.1 -
Re: Motor Finance Compensation Scheme:
They have categorically stated that your claim does not meet ANY of the current thresholds for compo. Time to move on as there is no appeal system and they'd be severely punished if they mislead…1 -
Re: Motor Finance Compensation Scheme:
Object to what? The fact you weren't fleeced in your finance agreement? You have zero grounds.3 -
Re: MeandO's money-shuffling
Just sent another £27 odd to the debt made up of a little bit of interest and some rounded down funds, so total debt now at £1440.02. Also, I’d somehow got the mortgage figure wrong by a whole 2p, th…2 -
Re: DMP vs IVA: pros and cons?
Good Morning, Ok, IVA verses DMP. Lets start with the less formal option, the debt management plan, this is just an informal arrangement between you and your creditors to repay what you owe at a less…1 -
Re: Debt management plan help! So worried and ashamed
Your husband probably already senses that you are hiding information from him. Based on other threads, most partners are relieved when they learn the problem is just debt rather than another. So bite…1 -
Re: Steadily climbing the mountain, enjoying the view along the way
Oh KK - what a disaster - MrKK - the ladies are very unimpressed with your duvet theiving! - you better be going out and getting a new duvet and flower and chocolates and an I'm sorry card first…4 -
Re: Steadily climbing the mountain, enjoying the view along the way
Wow, just what you needed after a week like that at work and we're only halfway through! Hopefully Mr KK is acting like it's no big deal because he knows he's so in the wrong and his b…4 -
Re: 5 OS pleasures in your day today - part 3
Hello, me again, Brrr, suddenly gone very chilly in our neck of the woods. Some happenings, if not all pleasures: Dodged two major bullets yesterday - one was a medical issue for DH, the other regard…5
