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Best Of
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Re: Calculating historic unused allowance with NHS pension
Put the figures on the pension savings statement into the gov.uk calculator at this link and it will show how much carry-forward you have available for 2025/26.1 -
Re: Credit card transfer
Most cards do not allow this; Barclaycard is an exception. There may be others1 -
Re: DIY Annuity purchase?
but do I really need to pay 1 to 1.5 % of my £240,000 pension pot to an advisor? no. You can DIY and pay a commission to the provider or distributor instead. That commission can be as much as 3%. Onl…1 -
Re: Progress is...
Wow - that was a whirlwind of a week - at times I was not sure if I was coming or going! The week ended yesterday with a lovely walk along the Southbank with our dear Karmacat - we chatted and chatte…7 -
Re: Three years to get debt free
Very sobering.2 -
Re: Knocking years off the mortgage…that’s the goal!
managed a NSD yesterday, hubby worked most of the day yesterday, DS was also working and DS2 went to Manchester for the weekend to watch a band. This morning we’ve had almond croissants for breakfast…2 -
Re: Co-Op Regular Saver matured but no interest?
I think I can see how the confusion has arisen. The email from Co-op Bank (about 2 weeks before maturity) contains this: Your Regular Saver is maturing Hello cc123mmm456, Just a reminder that your Re…1 -
Re: Teetering on the brink
So sorry to hear that kitty has deteriorated. Hugs to you all 🫂🫂🫂3


