We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Best Of
-
Re: June 2026 Grocery Challenge
Giving up with June as I've lost track this last week. Onwards to the July thread!5 -
Re: June 2026 Grocery Challenge
June Grocery Budget for food for 2 pensioners at £5 a day, £150. DH made a wholemeal loaf this morning and bought milk x 2 and a cucumber 69p from Aldi on his way back from the library. £3.98 spent. …4 -
Re: AI pension advice
OK, I've got a spare 10 minutes. Let's build a quick cFIREsim model. Inputs: Retire in 2027 End retirement in 2062 (age 92) Portfolio value £400k, invested 80/10/10 stocks/bonds/cash, fees …1 -
Re: AI pension advice
Did your IFA try to dissuade you from taking you 25% TFLS at age 56 and going part time? If not they aren't doing their job. Has your IFA now given you a plan for your retirement spending? AI an…1 -
Re: What has been your most wasted purchased made in preparation for a holiday?
I never regarded insurance as being a wasted purchase, despite not needing to use it in 48 years and travelling hundreds of times. I dread to think how much we spent on insurance in that time. Howeve…8 -
Re: The Top Regular Savers Discussion Thread
Like many, I prefer RSs with the fewest possible account requirements. However, for an 8% (variable) RS, I am prepared to comply with Santander's T&Cs, which were clarified to me verbally wh…3 -
MSE News: Cash held in stocks and shares ISAs to be hit with 22% charge on interest from April 2027
Savers who hold cash inside stocks and shares ISAs will be charged 22% on any interest earned on that cash from 6 April 2027, the Government has confirmed. The charge is designed to stop people using…1 -
Re: skyways filling station newcastle airport
dont bother appealing this one do nothing unless you move or you get a claim2 -
Re: MSE News: Cash held in stocks and shares ISAs to be hit with 22% charge on interest from April 2027
Vanguard Investor UK used to take my quarterly fees solely from my GIA account but they recently changed their terms and conditions to spread the fees across all accunts held i.e. ISA, GIA and SIPP. …1 -
Re: Please critique my pension thoughts
As you are very comfortably covered by guaranteed income already ( + state pension to come), it would not normally make sense to buy an annuity in your case. Better to keep the flexibility.2
