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Best Of
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Re: FOS vs Small Claims
The problem here - you are all buying into their 'free service' nonsense. I have explained clearly its not free, its merley a cover up. I have provided all the evidence and backed up everyt…1 -
Re: FOS vs Small Claims
Have you actually looked at the cases that the FOS deal with? Its amazing that the upheld rate is anywhere near 35%. The problem of a free to use service, for consumers, is why not take a punt and ra…3 -
Re: Blackouts coming soon?
Coming back to this for a minute, I think the source of the articles is GC0176 which modifies the Grid Code to implement the Demand Control Rotation Protocol: https://www.ofgem.gov.uk/publications/gc…3 -
Re: FOS vs Small Claims
Yes - but read my thread, it can cost you. one of three complaints get upheld, so already you are at a disadvantage. Then if you decide to go court and take them small claims - they will bring up the…1 -
Re: FOS vs Small Claims
Nothing of the sort happened, but i do have some complaints ongoing and i do believe i will have to make a choice in FOS or small claims - i dont believe FOS is a viable option based on past experien…1 -
A guide to the UK Pensions System from the PPI
The Pensions Policy Institute have released their latest guide to the UK Pension System. It is up to date to 1st June 2026. https://www.pensionspolicyinstitute.org.uk/research-library/pensions-primer…11 -
Re: FOS vs Small Claims
I thought it was clear in the post - the problem is the FOS and them not being impartial.1 -
Re: FOS vs Small Claims
FOS is a non-profit organisation - clearly the costs have to be met from somewhere, and the relevant legislation mandates that it's the financial institutions: https://www.financial-ombudsman.or…3 -
Re: The New Top Easy Access Savings Discussion Area
Because they have loyal customers who stick with 1.00% AER offered under the NatWest brand and don't want to pay them 4.50% AER6



