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Best Of
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Re: 33% domestic stocks bias
I'm now around 50/50 equities and bonds. I have already in my 40s (and despite a pension sharing withdrawal) made all the required pension contributions and benefited from sufficient investment…4 -
Re: 33% domestic stocks bias
Yes probably an average of around 25% total pension contributions since I got my first proper job which worked great because having that income automatically taken each month has always given me the…3 -
Re: Landlord mould advice...
An update and further thought from me; just before we sold our last family house (some 3 years ago) we had it assessed by a specialist organisation to get a current EPG rating... the individual the c…1 -
Re: An in-between phase
I cheated and AI’d it. Emanate the clue is a charade type where the answer is built by combining smaller parts. Issue : this is the definition of the answer. To emanate means to issue or spread out f…2 -
Re: Risk Management in 2026
I was referring to US index vs global index funds. Your global value fund did better in the Trump Tariff crash, but worse in the Covid crash. It doesn't have the history to go back to gfc or dot…2 -
Re: 2025 DECLUTTERING CAMPAIGN MrsSD - The Joy of Decluttering
She was about to be in charge of the carving knife so had tea, followed by a very big glass of wine when she sat down!17 -
Re: 2025 DECLUTTERING CAMPAIGN MrsSD - The Joy of Decluttering
Been absent from this thread for most of this year as work has been very time-consuming. 2026 is a new year and the team is coping well with all the change. So 2026 i'm going to refocus on the h…19 -
Re: The Old Regular Savers Discussion Thread 28/12/24-29/1/26
Well I've cancelled them, but they're still showing in the list of payments to be made (Santander). Will check on Monday to see if the cancellations have been processed. I will probably try…1 -
Re: The Old Regular Savers Discussion Thread 28/12/24-29/1/26
I made a mistake by paying an extra £200 into my principality as a 7th payment and it was accepted with interest paid. I didn’t realise I’d done it until it was in the account.1 -
Re: What to do with all your time?
We retired in 2020. I bought a motorhome and that has been a real success - love to do long trips into Europe. So far we have done France, Spain, Italy, Germany, Portugal, Croatia, Bosnia, Serbia. Pl…7


