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Best Of
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Re: Cash ISAs: The Best Currently Available List
It may not be relevant to you, but the Cash ISA at 4.61% is made up of a 3.23% tax-free interest portion, and a 1.38% "bonus" which is not paid to the ISA and is thus taxable. I've bee…6 -
Re: Investing SAAS Loan into S&P 500
It's a loan at the RPI rate, which isn't bad; if your salary stays low, you might not have to pay it all back (you don't say what you think your long term prospects are for paying it a…2 -
Re: New "Have a Look at This" thread
Things with faces:8 -
Re: Promotional offers on Llloyds Bank credit cards
Update. Well, I did eventually get this matter with executive customer service complaints of Lloyds bank resolved. They up held my complaint and they applied the 24 months zero percent on purchases t…2 -
Re: Combi boiler with Drayton LP20RF & DIGISTAT+RF - upgrading to programmable or smart thermostat
Surely best to take the opportunity to fit a system that's fully compatible, to squeeze out that extra, ooh, 5% or so more efficiency? (Some suggestions of 10+% more.) My boiler (a Viessmann 050…1 -
Re: Having a windfall of £100K - Best use for early retirement plans?
Thought to post an update. I've been very lucky over recent years with my income and the ETF investments I've made. I've since paid off the mortgage (seemed to make sense with the rate…7 -
Re: 2026 Frugal Living Challenge
@Frugaldom most collagen supplements, etc, exist for marketing men to make a living while peddling half-truths. Yes, skin is made of collagen (as is most fleshy tissue), but it’s a protein and, since…22 -
Re: Being a reliable driver gets you punished
Car insurance just does not work like that any more. It is a regulatory requirement that a new customer only gets offered the same deal as an existing customer. They don't "chance their arm…1 -
Re: Being a reliable driver gets you punished
I agree with Dannydee333 but I'm not annoyed as it's the system and I can't change it but it is unfair to the good drivers I was born in 1940, I passed my tests in 1962 for motorcycle …1 -
Re: ID Hurdles
The Pru bought M&G in 1999. In 2019 the Prudential plc broke itself up into two smaller groups, the Pru plc was the exciting bit focusing on growth markets in Asia and Africa, it also kept Jackso…1
