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Best Of
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Re: Paying off mortgage - start a new one to buy a car?
You should be aware that what you are proposing was one of the major contributors to the UK's own spiralling personal debt crisis leading up to the financial crash in 2008. For many years prior …1 -
Re: Times Parking Rejected Appeal Gatwick South Terminal
Many thanks, I did actually read your reply from that other thread, I commented on. By that stage, I had already started my new thread. I'm learning this forum as I go along, so apologies in adv…2 -
Re: Paying off mortgage - start a new one to buy a car?
The headline rate isn't the whole story here — it's the total cost of credit that matters. A car is a depreciating asset, so stretching £25k over a long mortgage term can quietly cost you f…2 -
Re: Trainline flagged my debit card as fraud
Are you absolutely certain you were on the genuine Trainline site and not an impersonation site that has to bounce the payment because they can't actually sell train tickets and that gives the o…3 -
Re: Trainline flagged my debit card as fraud
Check with your bank to see if there is anything flagged on your account (unlikely since the card is still working). I'd be ignoring Trainline's request. Did they not suggest trying a diffe…2 -
Re: New Capita-run Civil Service Pension Scheme - problems (what a surprise!)
If there is an ABS from 24/25, why would they not be able to produce one for 25/26? Of course, the answer may simply be UTTER INCOMPETENCE! The 24/25 ABS was a simple copy of the orginal MyCSP data p…1 -
Re: New Capita-run Civil Service Pension Scheme - problems (what a surprise!)
week before last I spoke to the pensions people from my old work and they said they had a meeting with Capita on the Friday after I spoke, also sent an email to my MP who has taken this up and asked …1 -
Re: Finding old pensions - surely NI should suffice?
…or male! Crucially, you needed to have a minimum period of 'qualifying service' (pension scheme membership, not just employment) before you would have the right to a 'deferred' p…2 -
Re: Triple lock increase for April 2027 is 3.9% (probably)
Really? I thought that it sounded awfully like common sense. The triple lock created a situation where the state pension would keep on increasing by more than inflation and more than wages ad infinit…9 -
Re: Triple lock increase for April 2027 is 3.9% (probably)
Over the last 15 years the state pension rose by 14% more than wages, I would guess that cost HMRC a lot of money. The NHS and public sector received below inflation pay rises, whilst the state pensi…2
