Best Of
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Re: Power of Attorney - Which one ?
In my LPA I have specified which attorney has precedence, so if there is any disagreement that person has the final say. My LPA was done with a solicitor so I know this is allowed1 -
Re: Power of Attorney - Which one ?
That is a good point, If that happens where you have appointed them to act jointly then the LPA fails. If appointed to act J&S then any of your attorneys can act alone. If you have children who y…1 -
Re: Strange Lloyds notification - transaction that hasn't happened
That one's been around for many years.4 -
Re: From accumulation to de-accumulation?
Well in your case you could start by breaking your current habit of having your interest on fixed deposits moved from paid annually ( or longer) on maturity, to paid monthly. Your penchant for accoun…2 -
Re: From accumulation to de-accumulation?
There are regular threads on this same topic. It is a common issue, probably exaggerated on this forum as so many of us were savers and not spenders by nature. Personally I have been more relaxed abo…7 -
Re: From accumulation to de-accumulation?
not retired yet but we have a solid envelope based budget. All the bills are separately accoutned for and we have specific ‘envelopes’ for guilt free spending. I split mine across the month - half si…2 -
Re: From accumulation to de-accumulation?
Do you have a budget or have you just generally been trying to spend as little as possible over the last few years? You might to well with a detailed budget, where you specifically allocate money tow…5 -
Re: From accumulation to de-accumulation?
Anguish in retirement from continually cashing-in one’s hard-earned investments is real but can be avoided by appropriate pre-retirement planning… In the decades leading up to retirement one gets use…3 -
Re: Hedging UK Government Risk
Doubtful anyone has ever seriously contemplated a Greece type economic meltdown happening here, that resulted in that country severely cutting state pensions in course of payment to its pensioners. F…1 -
Re: Tragic... Sounds real bad. Endowment mortgages :(
From his update video, it seems this is nothing to with any potential shortfall in his endowment as his mortgage still has another year to run, but from £27K or so arrears that have built up ( no exp…3
