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Best Of
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Re: On track to retire at 50? Pension diary
I'm currently putting away £2.4k a month into the pension, including employer contributions, plus another £500 a month into a S+S ISA - and have done as much for about three years now after a f…2 -
Re: Approaching LSA - pension still the most tax efficient way to invest?
Gilts held to maturity often have low yields and thus low taxable income because effectively you make most of what should be interest as a capital gain at maturity but these gains are exempt from cgt…3 -
Re: DB Scheme and Minimising Future 40% Tax - What makes most sense?
Tell them @kermchem they can easily avoid paying 40% tax as long as they plan ahead and check their pension forecasts, e.g. if they are lucky enough to receive DB pensions when in retirement they ne…1 -
Re: 2025 Frugal Living Challenge
Happy New Year to everyone11 -
Re: Let's discuss... corporate bonds
What strikes me as interesting, is what you see if you look at the long term data (using sector averages here because they have the history, they may underestimate equities, where most funds underper…2 -
Re: Moving pension from st James place.
Exit charges were dropped for new customers but retained for existing pension contracts prior to the date. FCA ban on the whole thing is likely incoming. They were/are one of the last. They call it s…1 -
Re: EDF FreePhase Dynamic Tariff
For me with a thermal store, Agile works much better. Usually heated by gas but when cheaper on electric it's heated that way. All controlled by home assistant so no need for me to do anything. …1 -
Re: Nationwide e-savings
If you're set on Nationwide the 1y triple access saver is the better option at 3.5%. You can open the 2.5% if you use up your withdrawls.1 -
Re: Nationwide e-savings
And the latest version is not online only, it can be dealt with in branch too1 -
Re: Weekly Flylady Thread 29th December 2025
DD and I have been to order a bookcase because I need one, to go in the DR and to match the other furniture in there, then we've had a coffee and nipped to M&S for a look in the sales. I hav…9
