We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Best Of
-
Re: The Old Regular Savers Discussion Thread 28/12/24-29/1/26
Yes, you will. I closed an earlier issue early and interest was paid. Where a RS allows withdrawals and/or early closure, interest will be paid at the headline rate for the time that the funds were …2 -
Re: The Old Regular Savers Discussion Thread 28/12/24-29/1/26
If you can estimate the profit you'd make on Northern England branch based RS and how much the travel may cost you. Your Scottish bus pass could get you to the Scotland/England border. There is …2 -
Re: Key Safe?
Thanks that gives me something to go by 🙂 The measurements is something I didn't think of an I know one other thing I bought wouldn't take the current key. This is why I need reminding 😊 …1 -
Forum running slow
Perhaps it's just me but the forum is grindingly slow - taking c. 30 seconds to load a page.6 -
Re: 2026 Fashion On The Ration Challenge
I feel very guilty about the soap ration. I went to TKM to see what lovely soaps they had in the Christmas sales, and bought a box of 8x 200g bars of Australian goats milk soap with Manuka honey, not…9 -
Re: We will get this debt down & the savings up
On the odd occasion we have crumpets, I usually opt for 2, one with marmite or cheese & marmite or butter and salt & pepper, the second one I enjoy with syrup 🤤1 -
Re: We will get this debt down & the savings up
I enjoy reading your posts too. Like you, I'm thinking through plans and setting intentions for 2026. I like marmite, but crumpets are definitely meant for jam not marmite. MrBC and I debate thi…1 -
Re: Fuse Energy & OFTM Reviews please ⚡️
https://data.nationalgas.com/find-gas-dataScroll down to calorific values and select your region / LDZ then select gas day / latest values for gas day and the date range then download as an excel dat…2 -
Re: Paying income tax when taking money out of drawdown pension
The fly in the ointment there is the X suffix, a non cumulative code which they often do use, that means only £1031 of any withdrawal will be tax free. You need to contact HMRC to get it changed to c…1 -
Re: Paying income tax when taking money out of drawdown pension
The code ought to explain it. There is usually a bit setting out the deductions and a note explaining what they are for. Maybe it is untaxed interest?1


