We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Best Of
-
Re: Inheritance Tax
As I indicated in my last post, definitions and terminology related to this exemption are not set out in a manner designed to be easily understood by the untutored layperson and HMRC does make certai…1 -
Re: Inheritance Tax
I think the complication is that most people seeml both ISA and pension as being alternative wrappers to save for spending in retirement, the former being pretaxed and the later being post taxed - bu…2 -
Re: Inheritance Tax
Herein is the problem with the exemption, it ( as with much IHT legislation ) was not designed with the unrepresented and untutored ordinary members of the public in mind. I guess this is the same as…1 -
Re: BW legal - Notice of Allocation to Small Claims Track
Signed by Rohan? LOL, what a joke. Well done on your win! ANOTHER ONE BITES THE DUST! 😀1 -
Re: DCB Legal/Smart Parking - Default CCJ/no claim form
Therefore you cannot be liable in law and they lied in the POC. "If I were to give in and pay Smart Parking, I heard from the lady from CNBC that I will pay Smart directly, and they will notify …1 -
Re: Smart Parking fine through hire car
"I’ve had an email from the pub manager asking for the SP number from the parking charge notice so he can get it cancelled. Now I just need to wait to actually receive the redirected charge from…3 -
Re: Preparing to Submit Defence to MCOL (Help needed please)
Thanks for the super quick reply Gr1pr. Claim Issue date 09/06/26 AOS Submitted 16/06/26 - 17.52pm1 -
Re: New Capita-run Civil Service Pension Scheme - problems (what a surprise!)
The Public Accounts Committee and the Public Administration and Constitutional Affairs Committee hearing is at this link. The 30th June deadline was comprehensively missed, and has been replaced by a…8 -
Re: To drawdown on DC or not- if it means High Rate Tax band.
Depends on what they want to happen to it when they're gone. If they take it from the pension now, it gets taxed at 40%. If they don't, it depends who inherits it. For any £1000 in the pens…2 -
Re: To drawdown on DC or not- if it means High Rate Tax band.
You might want to consider the position around death before 75, inheritance, and tax. It might be desirable to have DC pension sitting there as a tax-efficient hedge against early death, eg, if there…3

