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Best Of
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Re: Bold leap into retirement
An update on my private medical medical insurance situation. I had BUPA with my employer prior to me retiring last week. With my employer I had a zero excess policy including all cancer drugs. This y…6 -
Re: DF Capital
Only thing I would say to that is that activating cancellation rights on money that has already been sent to them can trigger enhanced AML checks and freezing of the return until they are satisfied …1 -
Re: Equities exposure when approaching retirement age
If you are 100% equities then a 20% drop that quickly recovers is a walk in the park compared to a 50% drop that takes more years than you have cash to recover. Below is the FTSE World with divi rei…3 -
Re: Equities exposure when approaching retirement age
Portfolios in drawdown can behave quite differently to those depicted in the graph above, even more so for UK early retirees who often front load their drawdowns prior to state pension age. Plus, un…3 -
Re: Santander edge 3£ maintenance fee
I am on my second Edge Saver without paying into my Edge current account at all. Now Santander have informed me that they will be closing my Edge current account in March as I haven't used it. I…2 -
Loanpad reduction of interest rates
From 05 January 2026 Classic / ISA Classic 4.90% Premium / ISA Premium 5.90% From 01 February 2026 Classic / ISA Classic 4.80% Premium / ISA Premium 5.80% I was expecting something like this from Loa…1 -
Re: Beware Lebara
Switched to Lebara MSE deal last month. Have just found out too that can't send images in android messages. Rang lebara. As said above (thanks) , go to app and top up. Put £5 in and now images s…1 -
Re: Cheapest tariffs now non renewable electric
I don't think so called "green" or renewable tariffs even do that. They may buy only renewable, but that doesn't in itself change the total renewable/non-renewable mix on the gri…2 -
Re: The Old Regular Savers Discussion Thread 28/12/24-29/1/26
Criteria in order of importance:- * Headline interest rate and whether fixed, tracking base rate or variable (in order of preference); * Withdrawal/closure conditions (if variable rate and if withdra…2 -
Re: The Faster Payments Cut Off Times List
Zopa - made a payment out at about 7pm last night and it hasn't earned interest for that day (easy to tell with Zopa because they show you the amount of pending interest)2
