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Best Of
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Re: Equities exposure when approaching retirement age
Portfolios in drawdown can behave quite differently to those depicted in the graph above, even more so for UK early retirees who often front load their drawdowns prior to state pension age. Plus, un…3 -
Re: Santander edge 3£ maintenance fee
I am on my second Edge Saver without paying into my Edge current account at all. Now Santander have informed me that they will be closing my Edge current account in March as I haven't used it. I…2 -
Loanpad reduction of interest rates
From 05 January 2026 Classic / ISA Classic 4.90% Premium / ISA Premium 5.90% From 01 February 2026 Classic / ISA Classic 4.80% Premium / ISA Premium 5.80% I was expecting something like this from Loa…1 -
Re: Beware Lebara
Switched to Lebara MSE deal last month. Have just found out too that can't send images in android messages. Rang lebara. As said above (thanks) , go to app and top up. Put £5 in and now images s…1 -
Re: Cheapest tariffs now non renewable electric
I don't think so called "green" or renewable tariffs even do that. They may buy only renewable, but that doesn't in itself change the total renewable/non-renewable mix on the gri…2 -
Re: The Old Regular Savers Discussion Thread 28/12/24-29/1/26
Criteria in order of importance:- * Headline interest rate and whether fixed, tracking base rate or variable (in order of preference); * Withdrawal/closure conditions (if variable rate and if withdra…2 -
Re: The Faster Payments Cut Off Times List
Zopa - made a payment out at about 7pm last night and it hasn't earned interest for that day (easy to tell with Zopa because they show you the amount of pending interest)2 -
Re: The Old Regular Savers Discussion Thread 28/12/24-29/1/26
Even if the payment is credited instantly, if the payment is made after the last working day of the month then Halifax and Lloyds (and I guess BoS) will treat the payment as having been made on the n…2 -
Re: The Old Regular Savers Discussion Thread 28/12/24-29/1/26
How quickly did your funds bounce back from the NatWest RS? I had taken some funds out at the start of this month to fund other RS, and put back in £200 of it yesterday lunchtime. This hasn’t bounce…1 -
Re: The New Top Easy Access Savings Discussion Area
All interest rates are quoted as AER, to allow for simple comparison of rates. Not misleading.1