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Best Of
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Re: New credit card
I applied for the Lloyds Ultra card. I’ve been a Lloyds customer since they split from Lloyds TSB, having been a LTSB customer since the merger, having been a TSB customer since I went to work for t…1 -
Re: Chase / Refused
Update on our refusal, Chase sent a message asking my wife to delete the app and try again. we did and this time was accepted. I think their software was reading the driving license and was seeing th…1 -
Re: Rent with no income but large savings - Renters rights laws ?
In Germany, at least, the landord has more liabilities regarding maintenance if a kitchen is provided, so you rent without a fitted kitchen and need to fit it yourself. Renting is a lot more stable t…1 -
Re: Can I AVC my Xmas bonus
Times change, so does use of terminology. A lot of employers choose to use the terminology because employees understand it, regardless of the type of scheme in question. Makes sense when you think a…3 -
Re: On track to retire at 50? Pension diary
I'm currently putting away £2.4k a month into the pension, including employer contributions, plus another £500 a month into a S+S ISA - and have done as much for about three years now after a f…2 -
Re: Approaching LSA - pension still the most tax efficient way to invest?
Gilts held to maturity often have low yields and thus low taxable income because effectively you make most of what should be interest as a capital gain at maturity but these gains are exempt from cgt…3 -
Re: DB Scheme and Minimising Future 40% Tax - What makes most sense?
Tell them @kermchem they can easily avoid paying 40% tax as long as they plan ahead and check their pension forecasts, e.g. if they are lucky enough to receive DB pensions when in retirement they ne…1 -
Re: 2025 Frugal Living Challenge
Happy New Year to everyone11 -
Re: Let's discuss... corporate bonds
What strikes me as interesting, is what you see if you look at the long term data (using sector averages here because they have the history, they may underestimate equities, where most funds underper…2 -
Re: Moving pension from st James place.
Exit charges were dropped for new customers but retained for existing pension contracts prior to the date. FCA ban on the whole thing is likely incoming. They were/are one of the last. They call it s…1
