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Re: You’re likely paying a lot less tax than you might think in retirement
I have made pretty much all my pension contributions with 20% relief. Having maxed out TFLS and now the basic rate band due to inflation and fiscal drag i will be paying 40% tax on money that I only …3 -
Re: Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻
For years and years I used the Flylady 'weekly home blessing hour' recording. There was only one, on her website (and another for 'crisis cleaning' that i used occasionally). I co…8 -
Re: Octopus Fixed Tariffs 2026
EDF are up to September v6 for 24 month fix, v3 for 12 month fix.1 -
Re: Octopus Fixed Tariffs 2026
Today Octopus 18M Fixed September 2026 v3 Increases.4 -
Re: Octopus saving sessions
Originally thought the same as you as my savings were only pennies but then looked at the bigger picture. My 3.49p/kWh finishes in a couple of weeks so my savings will increase by roughly 2.5 times. …1 -
Re: Heating Oil Prices
The Government are giving a £9000 grant towards changing from oil/LPG to a heat pump. I'd be looking at that.1 -
Re: Social water supply tariffs, are they any good?
I'm on a fixed £30 per month (Assist) social tariff with Wessex water, which I had to really fight for…. It is supposed to be disabled friendly - and non-means tested - but Wessex Water insisted…1 -
Re: using AI for pension projections
The analogy is more that you go to a travel agent and ask to go to a holiday to a nice hot beach in Europe, and they suggest booking a flight that doesn't exist. Then when you discover this, the…1 -
Re: using AI for pension projections
If I can only trust AI when I already know substantial parts of the answer - and can correct it repeatedly to shape its response - what use is it to me? But that's exactly how you'd use a h…3 -
Re: 2 Unfair Parking Charges, Any Advice Welcome. Xx
Read the “Newbies” thread. Then read a random selection of other threads to see how many times people are successful. The “faulty” machine where you can’t input your registration number is a well kno…4
