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Re: Court Claim Form from BW Legal on behalf of Britannia parking
The crucial wording here is: outside the space = not parked. Exactly. Found the sign and it just says "charges". Charges for what? Parking or using the land? This is where we use the Consum…5 -
Re: Experience of transferring an old Defined Benefit pension to a current employers scheme
There's a chart here from XPS that might be of interest to the OP and others. It shows how the CETV for a typical pension has changed over the past decade or so. https://www.xpsgroup.com/what-we…1 -
Re: N180 – ELMS Legal & email/post
Update - I attended the court hearing on Friday.. and won! I turned up half an hour early (as recommended by the court) and ended up waiting an hour before my case was heard. The case before mine was…7 -
Re: N180 – ELMS Legal & email/post
I have posted them today. Thanks @Coupon-mad and everyone else for the help. This forum is an amazing resource and it's massively appreciated. I'll keep you updated on the outcome.2 -
Re: N180 – ELMS Legal & email/post
Thanks! Useful to have the Excel v Ambler transcript here in case newbies are reading:2 -
Re: How to declare pension contrib to HMRC?
Thank you for posting the link to the decision flow chart. It certainly explains some things which I wasn't aware of. I was certainly loose with my language when I talked about a "large&quo…3 -
Re: How to declare pension contrib to HMRC?
Are you sure about that? No figures have been mentioned (so maybe recycling can be absolutely ruled out for that reason) but the mere fact you make the contribution before you take the lump sum is no…1 -
Re: How to declare pension contrib to HMRC?
I did similar a few years ago. Basic rate tax was added by HMRC. i.e. I paid in £16K some time later (maybe a few weeks or a couple of months) HMRC pay in 4K. So if your getting close to the limit of…2 -
Re: Cash ISAs: The Best Currently Available List
Their easy access was fine but I think from memory they dropped the rate pretty quickly so I didn't stay long. I currently have a 1 year fix and they tried to be sneaky over backdating interest …4 -
Re: Triple lock increase for April 2027 is 3.9% (probably)
The triple lock was introduced in 2011/2012 so it’s not 0.3% from when the triple lock came in, it’s 0.3% above CPI from 2017/2018. It’s more difficult to model the period prior to 2017/2018 because …1
