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Best Of
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Re: Draw down from my pension to pay debts but not ready to retire yet
I didn't want to be rude but this was my first thought also. @Megahertz456 do you have any other pension provision? If this SIPP is the only one, and OP is a 40% taxpayer earning over £50k per year,…1 -
Re: Lloyds Ultra credit card
I have never held a Lloyds Credit Card nor had an account with them. Always pay my current credit cards off in full every month and have done so for over 20 years. Am retired on an income slightly ab…2 -
Re: with all the coverage of impending market crashes, what are you doing?
I’ll just stick to my plan. 100% global equities. That will change at some point in the future but it won’t be dictated by market rumours. I don’t pay close attention to the markets now to be honest.…1 -
Re: What motivates agents to make wrongful deductions from a tenancy deposit, what is in it for them?
If I were to base my answer on my (thankfully brief) experience of being a managed tenant then yes.1 -
Re: The Top Regular Savers Discussion Thread
Thanks to those who have highlighted that the Newcastle BS Monument RS account was available for online applications. I saw a few posts from people saying that they’d opened it but it wasn’t yet show…1 -
Re: The Top Regular Savers Discussion Thread
Pure coincidence I'm sure but since Coventry BS acquired Co-op Bank in January they haven't offered a REGULAR SAVINGS product that has troubled my spreadsheet. Not a (public) peep out of CovBS on how…2 -
Re: Energy news in general
Net zero is seen as the govts and its regulators priority - not our energy prices. We are in the mess we are in because we have chosen to encourage private investors with favourable terms - including…1 -
Re: Money markets
No there are UK Treasury bills auctioned by the government periodically to fund investment in infrastructure projects they pay zero coupon and 4 to 5% growth,I.e they sell back at 100p typically an …1 -
Re: Annuity 5% increase per year or RPI
Good point & question. I'm not overly bothered about inflation in my personal situation due my personal dynamics. But, if an annuity was providing more than maybe 35/45% of income, inflation pro…1 -
Re: The Top Regular Savers Discussion Thread
I spent 'hours' on the phone having to explain why I was moving my own money in 3 different occasions in 2 months. In the end I decided to keep nothing on the current account, or the occasional £1 a…2
