We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Best Of
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Re: Octopus saving sessions
My Happy Hour for the 13th came through today (ie. 12 days): 5.93kWh, £1.52. I've now got 2 available for use, so will see when I can fit them in; I might have to do two discharge/charge cycles …1 -
Re: The Top Regular Savers Discussion Thread
A bit of advice: make sure the interest is paid to an external account at least annually, otherwise with all the interest paid at maturity you'll likely exceed your PSA, and possibly tip into a …3 -
Re: The Top Regular Savers Discussion Thread
Personally I’ve never opened a FR bond except the 6.2(I think) from NS&I, lower for ISAs as they allow early access/transfer with a charge so it is a numbers game rather than massively regretting…2 -
Re: How much cash for house emergency?
Id like to thank the OP for asking this question. Before this I had not given much consideration to emergency funds or how much I had in easy access accounts etc. Now I find that if I take into accou…2 -
Re: General Discussion and Whimsical Banter
There may not be any money elites on the forum but many are in the upper groups of the population, financially speaking. £20,000 to £50,000: Held by 12% of the adult population £50,000 to £100,000: H…9 -
Re: Investing in bonds?
Since you are using an ISA there are no tax advantages - those from low coupon gilts - to benefit from. That means, if you want nominal gilts, you can choose high coupon ones that generally have a sl…2 -
Re: The Top Regular Savers Discussion Thread
Fixes vs RSs Depends on your circumstances and your personal preferences, there's a lot of speculation either way as you'd be having to speculate how RSs will look in the next 5 years, and …19 -
Re: Publishing your own first book – your experiences?
I self-published my first novel using Amazon Kindle Publishing. It is free and the guidance is great. It took some effort to get to grips with the formatting, etc. but you just have to persevere. I h…1 -
Re: The Top Regular Savers Discussion Thread
Fact on Regular Savers from Money Supermarket Super Saver Club email received today : "Research commissioned by UK Savings Week found that regular savers are more than 70% less likely to fall in…2 -
Re: The Top Regular Savers Discussion Thread
I was in the UK when I opened my Spring account but have since logged into Spring several times from the far East, often using NordVPN. I don't know whether applying would also be possible using…2
