We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Best Of
-
Re: Octopus saving sessions
The email I got the other day suggesting I sign up for a happy hour says we'll be credited 'within 14 days'.2 -
Re: How much cash for house emergency?
As a rough rule of thumb I budget for 1% of the property value for home improvements and maintenance per year.1 -
Re: Tax on savings interest - higher rate tax payer
The use cases for savings compared to stocks and shares are VERY different. Saying you can get better returns without mentioning the risk and time frame is not telling the full story - if you need sa…3 -
Re: Purchasing an Annuity
Older people get actuarily worse rates, not better ones (I know the raw quote looks higher, but one receives the payments for a shorter time), because of increasing mortality drag. The best time to b…1 -
Re: SIPP above old LTA
If you're doing this in the hope of possibly getting some more TFLS allowance in future rules changes. Why not leave yourself with £1 of TFLS allowance not taken, as this could arguably increase…1 -
Re: Group income protection from 5 years to full term working in insurance in the uk
The OP already had their answer from the employer, anything since has been for general benefit of future readers1 -
Re: Green, ethical, energy issues in the news
We are using decreasing percentages of gas all the time as wind and solar increase their share, so although it still has a 'significant' contribution the impacts of high prices are lessenin…3 -
Re: Group income protection from 5 years to full term working in insurance in the uk
Not all group policies are truly passing the risk to an insurer, for large organisations for example PMI claims are paid for by a bond put up by the employer, the insurer is just the administrator of…1 -
Re: The Top Regular Savers Discussion Thread
Leeds BS RS Branch Postal I applied via post on the opening day late last week and it's now showing online. I used one of a stash of old prepaid envelopes. Remember that the account number showi…1 -
Re: The Top Regular Savers Discussion Thread
The some things to keep in mind section. I hadn’t accessed the summary box as I don’t have the funds until tomorrow, although on checking that does say 30th November 2027 so I suspect they will have …2
