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Best Of
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Re: The Top Regular Savers Discussion Thread
It seems that if you have any Lloyds 8% RS - now NLA - you can't open the new 6.25%.2 -
Re: New Capita-run Civil Service Pension Scheme - problems (what a surprise!)
I tried contacting the Cabinet Office, Mr Vianello's office among others without making any progress, which again, adds to the frustration. My previous department have also been chasing. I remem…1 -
Re: NatWest free £10
It's real, got mine yesterday - £10 Waitrose gift card now sitting in Google wallet. The email has your part-postcode to show it's not random spam. Bit odd in that just a click is needed to…3 -
Re: XIRR
I distinctly recall some professional investment managers saying they did the precise opposite of what you propose - ie they would sell (or top slice) the best performing asset and reinvest the proce…3 -
Re: XIRR
ut my admittedly simplistic thinking is to sell the worst performing fund over (say) a year and invest the proceeds in the best performing Why would you do that? Investing based on past performance t…2 -
Re: Not earning 63 year old
Be aware that once you withdraw taxable money from your pension (as opposed to the 25% tax free portion) you trigger the MPAA and are restricted to paying in a maximum of £10,000 per year in future, …3 -
Re: Low Earner's Pension Payment - the snail approaches its destination
Better to think of it in terms of how much the joining the scheme costs the employee. Every £100 of contributions only costs the person paying tax £80, but costs the low earner the full £100 from the…2 -
Re: Low Earner's Pension Payment - the snail approaches its destination
It is not about money in the pot for DB schemes it is about tax relief for the contribution. If I earn £100k and pay employee contributions of £5k to a DB scheme via net pay then I get tax relief for…2 -
Re: The Top Regular Savers Discussion Thread
I kept both my Club Lloyds (£400 pm) and Lloyds (£250 pm) RS's at the old fixed rates (6.25% and 5.25%) when the 8% one appeared, rather than swapping for a single 8%/£250 pm one. Both run until…1 -
Re: Hotel price tweaking
I've noticed that before too - I wondered if booking.com have a set number of 'packages' they can sell, e.g. 500 room only, 500 with breakfast, so if they have lots of a certain packag…2
